02-12-2013 09:39 AM
I was told the same thing last month about having to apply for a new card. However, I logged onto my account today and was given the option online to request a chip enabled card. The account number will change, but it did not mention if another credit pull would be made. I sincerely hope it does not, as I am trying to apply for a mortgage.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO