@manyquestions wrote:
@Anonymous wrote:
Would you say to call on the phone for every CU application?
For Penfed itdoes not matter. I think if you call in the csr simply fills out the online application for you. So I don't think there is any advantage to doing a Pedfed phone application. For Alliant I would definetly use the phone because so many posters have reported that they experience glitches when applying online with Alliant. Sometimes Alliant web page will say they can not offer you membership, so you don't get any preapproval offers, then the membership shows up in your mailbox a week later. So now you are a member but you didn't get any preapprovals and so anything you apply for will result in a new hard pull for each thing you apply for. So I would apply on the phone for Alliant, but I would apply online for Penfed.
Don't know about Alliant.
All PenFed app's are automated. It doesn't make any diiference how you go about starting the process. You're actually supposed to do it through the computer.by yourself. The CSR's are only a phone call away if you need some help.
