Penfed FICO Score Update

[baller4life]

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@Anonymous wrote:

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@baller4life wrote:

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@Anonymous wrote:

Yeah mine was 811 on 5/31

2 'factors' affecting my score are  'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

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On the right side of page under Transfers. How long have you had credit with Penfed? 

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only since early May this year - maybe not long enough to receive offers?

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Definitely not. Takes two or three quarters. Sometimes longer. 

[Anonymous]

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@baller4life wrote:

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@Anonymous wrote:

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@baller4life wrote:

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@Anonymous wrote:

Yeah mine was 811 on 5/31

2 'factors' affecting my score are  'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

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On the right side of page under Transfers. How long have you had credit with Penfed? 

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only since early May this year - maybe not long enough to receive offers?

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Definitely not. Takes two or three quarters. Sometimes longer. 

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haha ok thanks for clarifying, now i don't think they hate me

[AverageJoesCredit]

Well, i finally got to see my fico from Penfed, not great but id imagine in a year when my bk falls off my eq it should be much better! Plus ill have another year of history so that should be cool. Wonder if during that year if ill see any offers in the offer area that arent the standard ones there now? Should be interesting!

[IncrsCreditScore1]

The FICO Score showing for me is as of 5/31/2016.  So that must be their current score, because the new button has a little red flag in the upper left corner which said it is new.

[credit_endurance]

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@lindsaydruart wrote:

My score states it is from 5/31.....I swear I hate PenFed. Everything is outdated all the time and there is never any structure to updates. I hate this credit union so bad.

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Then they want to deny recent apps for old credit report information. The same information that approved you for the current products you have. Unbelievable!

[PrimeRate]

Only joined Penfed at the beginning of the month....where would one find this Fico score link?

[Anonymous]

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@PrimeRate wrote:

Only joined Penfed at the beginning of the month....where would one find this Fico score link?

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It's a banner advertisement at the top.  You have to be the primary account holder on a credit product or checking account with them to see it.  I'm not sure exactly which accounts work. Mine did not until I added the Thrifty Credit Service, then it still took a couple months to show up.

[Anonymous]

Primerate, they do a quarterly SP (5/31) on EQ, then they post the ng2 score at the beginning of the quarter (7/1). However, for whatever reason, they were late this cycle and didn't post the scores until today.

Since you just joined, you'll have to wait until the next cycle (8/31 pull, 10/1 website update). Can't remember if you need a credit or loan product though.

[PrimeRate]

Thanks guys! Appreciate the info. Guess I'll see in October.