Reply
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Penfed Platinum Rewards Visa Signature Card????


Ron1 wrote:

LS2982 wrote:
You going for it Ron?? You've been on an approval tear as of late!!!

I'm not going for it. I already have Penfed Cash Rewards for 5% Cash Back. That's all I need.  I might be going for Penfed Amex next year. 

LS, Do you want to apply for this card?

 

Ron.


Nah. I like my PSECU card. Plus im on a no HP diet. Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,727
Registered: ‎05-23-2009
0

Re: Penfed Platinum Rewards Visa Signature Card????


flowfaster wrote:

Is PenFed PC friendly?


I think you can change. You can call them.

 

 

Ron.

Super Contributor
Posts: 6,727
Registered: ‎05-23-2009
0

Re: Penfed Platinum Rewards Visa Signature Card????


LS2982 wrote:

Ron1 wrote:

LS2982 wrote:
You going for it Ron?? You've been on an approval tear as of late!!!

I'm not going for it. I already have Penfed Cash Rewards for 5% Cash Back. That's all I need.  I might be going for Penfed Amex next year. 

LS, Do you want to apply for this card?

 

Ron.


Nah. I like my PSECU card. Plus im on a no HP diet. Smiley Happy


I like CP Federal Platinum Rewards Visa. I might take a break for a while. Smiley Happy

 

Ron.

Valued Member
Posts: 27
Registered: ‎01-13-2009
0

Re: Penfed Platinum Rewards Visa Signature Card????

Today in the mail i recieved a letter from Penfed.

 

it reads..

 

Congratulations! We are inviting you to upgrade to the new PenFed Platinum Rewards Visa Signiture cards. Same 5/3/1 rewards.

 

Summary.. Same Account number, same APR same Points from previous card.

Amex Platinum | Amex Zync | Penfed Plat Rewards | Discover IT | Bank Of America Cash Rewards

Valued Member
Posts: 34
Registered: ‎07-26-2010
0

Re: Penfed Platinum Rewards Visa Signature Card????

Interesting...I just got this card two months ago. I wouldn't mind the upgrade to Signature.


Starting Score: EQ FICO 773 (Jan. 2013)
Current Score: EQ FICO 783 (Feb. 2013)
Goal Score: EQ FICO 850

What's in my wallet? Chase Freedom - 1.9k || Chase United Explorer Signature Visa - 8.5k || Chase Priority Club Select Signature Visa - 5.9k || Citi Platinum Rewards - 4k || Citi Simplicity - 9.1k || GE Capital/Ashley Furniture 3.5k || Penfed Rewards Visa - 5k
Established Contributor
Posts: 515
Registered: ‎01-22-2011
0

Re: Penfed Platinum Rewards Visa Signature Card????

I called and the CSR says you have to get the invite to upgrade in the mail as they were mailed out just this past Tuesday..If u don't get the invite you would need to apply..and ask that your credit limit gets transfered to your new account and than close out your other account..Thanks but no thanks..Im on a hard pull diet
Established Member
Posts: 10
Registered: ‎10-07-2012
0

Re: Penfed Platinum Rewards Visa Signature Card????

I received a letter from them yesterday that said, "To upgrade your card simply look out for a new card in the mail in the coming weeks and activate it as soon as you receive it.  If you do not want to be upgraded to the PenFed Platinum Rewards Signature Visa card, please send written notification by May 10 to ...........".

Valued Contributor
Posts: 1,055
Registered: ‎02-03-2009
0

Re: Penfed Platinum Rewards Visa Signature Card????

[ Edited ]

flowfaster wrote:

Is PenFed PC friendly?


My understanding is that a PC with Penfed is actually treated as a new account, where they close the old card and re-open a new one which reports as a new account on your credit (like Walmart does when they upgrade you to discover).  I think if PenFed upgrades an existing card (like they are apparently offering to some), it is treated as the same account, and and continues to report as normal on your reports. I am sure someone will chime in soon on this issue.

 

I would like to PC to this card (From the Travel Rewards AMEX) but know it will be a new account, as switching from a AMEX to a Visa would require a totally different account number.

 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; FNBO Amex; A few store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764
Valued Member
Posts: 34
Registered: ‎07-26-2010
0

Re: Penfed Platinum Rewards Visa Signature Card????

[ Edited ]

Curious -- To anyone who has recieved an invite letter by mail, was your original card an EMV? The one with the chip embedded within it intended for use in foreign countries who have adopted this additional security.

 

I checked my mail this afternoon (for Fri/Sat) and haven't recieved anything, yet.


Starting Score: EQ FICO 773 (Jan. 2013)
Current Score: EQ FICO 783 (Feb. 2013)
Goal Score: EQ FICO 850

What's in my wallet? Chase Freedom - 1.9k || Chase United Explorer Signature Visa - 8.5k || Chase Priority Club Select Signature Visa - 5.9k || Citi Platinum Rewards - 4k || Citi Simplicity - 9.1k || GE Capital/Ashley Furniture 3.5k || Penfed Rewards Visa - 5k
Valued Member
Posts: 27
Registered: ‎01-13-2009
0

Re: Penfed Platinum Rewards Visa Signature Card????

I actually have a non emv. Last week I upgraded to EMV card. Then yesterday I received this in the mail, but it wasn't for my EMV card. I hope it's in the mail like they said.
Amex Platinum | Amex Zync | Penfed Plat Rewards | Discover IT | Bank Of America Cash Rewards

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.