I Realized today that Penfed no longer had there platium rewards card on there website. It looks like the Platium Rewards Signutare Visa is the replacement. I just apped for the platium rewards card 2 weeks ago figuring that I could upgrade down the road if I wanted. I am glad apped when I did because I like the old 5,3,1 point level vs. the 3,2,1 on the siggy with a limited time ofter of 5,3,1. I hope they don't change the older card points values.