No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I Realized today that Penfed no longer had there platium rewards card on there website. It looks like the Platium Rewards Signutare Visa is the replacement. I just apped for the platium rewards card 2 weeks ago figuring that I could upgrade down the road if I wanted. I am glad apped when I did because I like the old 5,3,1 point level vs. the 3,2,1 on the siggy with a limited time ofter of 5,3,1. I hope they don't change the older card points values.
Yes, this has been discussed here a few times. See post 3 of http://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Plat-Rewards-Visa-Signature/m-p/2204375
for Penfed's statement on whether rewards will be reduced on the older cards. (For what it is worth!)