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For those of you that have this card have you noticed if the calculation of your cash back is correct? My first transaction was for $23 and my cash back amount was $0.45 instead of $0.46. I know it is a $0.01 difference and definitely will not break the bank but those cents start to pile up if their calculations are not right.
@jacetx wrote:For those of you that have this card have you noticed if the calculation of your cash back is correct? My first transaction was for $23 and my cash back amount was $0.45 instead of $0.46. I know it is a $0.01 difference and definitely will not break the bank but those cents start to pile up if their calculations are not right.
$23 X .0195 = .4485. So 45 cents is correct
That's supposed to be a 2% cash back card with checking (which I have), 1.5% without it. I modified the title since it was a little confusing.
@jacetx wrote:That's supposed to be a 2% cash back card with checking (which I have), 1.5% without it. I modified the title since it was a little confusing.
Gotcha, my bad. Should have know there is no 1.95% cash back. Not sure then why it is only 45 cents. Might want to give them a call
@Anonymous wrote:
@jacetx wrote:That's supposed to be a 2% cash back card with checking (which I have), 1.5% without it. I modified the title since it was a little confusing.
Gotcha, my bad. Should have know there is no 1.95% cash back. Not sure then why it is only 45 cents. Might want to give them a call
I will after work today and find out what's going on. Will update after.
@Anonymous wrote:
Interesting....have you went back in statement s or you jus started to use this CC ?
This is a brand new credit card, statement has not generated yet.
So, this is the problem, they are calculating the 1.5% and the extra .5% separate and not rounding the numbers.
$23 * .015 = $0.345
$23 * .005 = $0.115
03/04/2017 | UNITED 0162920473843 | Standard | …3342 | $0.34 | $23.00 |
03/04/2017 | UNITED 0162920473843 | Bonus | …3342 | $0.11 |
@jacetx wrote:So, this is the problem, they are calculating the 1.5% and the extra .5% separate and not rounding the numbers.
$23 * .015 = $0.345
$23 * .005 = $0.115
03/04/2017 UNITED 0162920473843 Standard …3342 $0.34 $23.00 03/04/2017 UNITED 0162920473843 Bonus …3342 $0.11
Check your card literature to see if it says they will give you 2% cashback with checking account, or 1.5% cashback and an additional .5% bonus cashback for the checking account. That's probably where the difference lies, within the literature.
So here is mine: $1,354.66 x .02 is 27.09
I think they are calculated without the change? $1,354.00 x .02 = $27.08