No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Why don't you have one already Baller? You have infinite cards!! Just gardening should get you there by this point...
@SecretAzure wrote:Why don't you have one already Baller? You have infinite cards!! Just gardening should get you there by this point...
By that logic, I should have one.
@baller4life wrote:
Haha I am in NOOOO way ready for Simmons yet. They are for the big ballers shot callers. Like high 700's minimum Ficos. One day I'll make it.
Even 800+ have been declined. And apparently they're not particularly generous with CL's either.
I applied for a PenFed card and was denied in October, 720 TU, too high balances, too many accounts with balances, and no recent installment loans.
So I converted the HP plus $500 in savings into a $500 secured card, and am working that while my balances come down, a lot. Since their other rewards cards aren't super interesting, the Promise is likely the one I would app for later.
I also opened a PLOC at the local CU to show some installment action.
Should be October/November when the stars align. Whether I hold out that long or get interested in another card is to be seen...
@baller4life wrote:
They're like the Fort Knox of credit cards. Once you get in, you know you have TRULY MADE IT!!
Wow how intimidating...But i somehow made it to high 700's with 3 cards, you can do it too!
Lol...how old are you. I can't imagine we have such a big difference in our age. How many HP's are you carrying currently?