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I have their Amex travel rewards card. Is it possible to switch to their Visa platinum or signature cards?
After reading another post of PCing AMEX to Visa they will close your AMEX account and reissue another account under the Visa card. This is what's posted on here. But I would give a call to them to verify since there is not much info about PCing on here.
@prabs99 wrote:
They said they cannot change it, but I could apply for the Visa card. Something about not able to close the account because it was new.
You can do what I did,
Apply for the Visa card, get the referred to loan officer message, call in and ask them to open the visa card, but in return you will let them close the Amex, and move that CL to the Visa.
That makes sense now because they are able to move credit lines around easily. Thanks for the info
I don't know if there is a limit to the number of cards, but I believe they do have a maximum amount of credit they will extend to someone.
Sweet congrats on your approval! Yeah I would call them to move the CL's over.
@prabs99 wrote:
@Went ahead and applied for the Visa signature. It said a limit of 7k, but referered to the loan officer. I have their Amex @ 12k. Do I just ask for them to close the Amex and transfer it to the visa with a cl of 19k?
It sounds like you got approved for the visa with a 7k limit, and it was referred to the LO possibly for verification of income. When I apped for the Visa, it did not give me a number, it just said referred to LO. I would definitely call in and ask can they combine them into one. You could say something like "I have too many cards, and I am just trying to condense the number of cards I have down, but I would also like to keep the CL I have on the Amex. Would it be possible just to move that to the Visa?" or "I'm not finding that I use the Amex as much as I would like, would it be possible just to move that CL to my new Visa card?" With me they just said, we are closing your Amex, and it will be reported as closed by consumer and paid as agreed, and we will open a platinum rewards visa with a $5000 limit. Good luck!