Penfed Question

[Anonymous]

Hi Guys,

I became of penfed back in June and app'd for a credit card but it was declined. I want to try again but I want to know my nextgen score first before I app again.

Where can I get this score??

Thanks

[p-]

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Joanaax16 wrote: Hi Guys, I became of penfed back in June and app'd for a credit card but it was declined. I want to try again but I want to know my nextgen score first before I app again.Where can I get this score??

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Penfed provides it free...  Maybe you actually have to have a credit account with them.  Check your online login, see if there's a tab after login that says "Your Fico Score is Ready!"

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/CREDIT-REBUILD-PROJECT-LOG/m-p/4767920#M50932...'

[Anonymous]

nope  Just logged in and I dont have that option.

Last I applied I believe they said my score was 639 and It was declined. I would assume it is much higher now since I have paid off alot of stuff and kept my UTI under 30%. Still scared to app lol

Do you know if they are inquiry sensitive?

[pizza1]

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@Anonymous wrote:

nope  Just logged in and I dont have that option.

Last I applied I believe they said my score was 639 and It was declined. I would assume it is much higher now since I have paid off alot of stuff and kept my UTI under 30%. Still scared to app lol

Do you know if they are inquiry sensitive?

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I can tell you they are great on recons! I just just approved with like 16 new accts and 50+ inq .....I bet since your reports look better, you have a better chance