Penfed automatic CL

[OnTheRebound]

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Where in the world can you find your NextGen score on the site.  I've only had the account for a month so is it something they provide periodically or what?

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If you have a score, it will be on your main accounts page at the top, in one of those three boxes. You are probably too new to have one. PenFed provides score quarterly. You more than likely get yours in April.

[Anonymous]

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@OnTheRebound wrote:

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Where in the world can you find your NextGen score on the site.  I've only had the account for a month so is it something they provide periodically or what?

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If you have a score, it will be on your main accounts page at the top, in one of those three boxes. You are probably too new to have one. PenFed provides score quarterly. You more than likely get yours in April.

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Thanks!  Figured it was something like that.

[Creditcurious74]

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@Ysettle4 wrote:

I believe PenFed checks EQ quarterly for it's members so if you have a credit monitoring product with EQ, you can pull an update report and see the SPs from Penfed (Ar's). If you're going to get offered anything, it will happen after the AR

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Thanks for the info. Unfortunately I cancelled my equifax monitoring account.

[longtimelurker]

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@Creditcurious74 wrote:

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@longtimelurker wrote:

I have had Penfed cards for over two years and never got an auto  CLI

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So you had to request one manually. It's weird why Penfed won't give you one annually, that's crazy!

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No, I never asked as I don't want/need one.  Recently I called about something else, and they asked if I wanted one, but as it was a HP, I said no.

[Ysettle4]

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@Creditcurious74 wrote:

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@Ysettle4 wrote:

I believe PenFed checks EQ quarterly for it's members so if you have a credit monitoring product with EQ, you can pull an update report and see the SPs from Penfed (Ar's). If you're going to get offered anything, it will happen after the AR

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Thanks for the info. Unfortunately I cancelled my equifax monitoring account.

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It has it's advantages to have a membership - you can see all HPs and SPs. The premiere plan is $17.95/month but you can ask to have it reduced to $9.99/month and this allows you to pull daily updated reports and such.

[iwazl71]

It depends on your score and profile.  I got my penfed card about 5 months ago with a 33k starting limit.  Then beginning of the year, in January, I got one of those quarterly preapproved increase to 50k without a credit pull.