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Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008

Re: Penfed - is that a LUV button???

It took just under two weeks.  I joined on the 19th of July, got a form I had to sign and send back and then got the card on the 23rd.  I got a call from a LO on the 23rd also asking when, or if, I had started to go car shopping.  When did you join?
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007

Re: Penfed - is that a LUV button???

Last Friday.  Sent the form back today. 

 

It is indeed just another application button.  I wonder if I'll get a call asking if I want to buy a new car.  Yes, but I don't want to spend the money.   

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008

Re: Penfed - is that a LUV button???

I'd like the new car but only if it can be provided without any payments....  Anyone know how I can make that happen??
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008

Re: Penfed - is that a LUV button???

Sure can....the 1 easy payment plan.  LOL.  :smileywink:

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008

Re: Penfed - is that a LUV button???

Good point but that would require ME to make that one big payment!
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007

Re: Penfed - is that a LUV button???


Kay_Cee wrote:
Good point but that would require ME to make that one big payment!

 

Think I'll get me a sugar daddy to do that!!!
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008

Re: Penfed - is that a LUV button???

The absence of other payments an interest...the reason why people who pay cash, pay cash.  :smileywink: 

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Penfed - is that a LUV button???


pattycake wrote:

Kay_Cee wrote:
Good point but that would require ME to make that one big payment!

Think I'll get me a sugar daddy to do that!!!


I knew you're a smart girl. Best of luck in that endeavor.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Penfed - is that a LUV button???


pattycake wrote:

Last Friday.  Sent the form back today. 

 

It is indeed just another application button.  I wonder if I'll get a call asking if I want to buy a new car.  Yes, but I don't want to spend the money.   


Did you think that link was hooked to a trap door under your seat? The PenFed website tends to give you oodles of warning before you get into something irreversible. That link is completely worthless.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Penfed - is that a LUV button???

[ Edited ]

Kay_Cee wrote:
It took just under two weeks.  I joined on the 19th of July, got a form I had to sign and send back and then got the card on the 23rd.  I got a call from a LO on the 23rd also asking when, or if, I had started to go car shopping.  When did you join?

Yes. It took about two weeks (-) for the plastic to arrive for my second Visa. The first one may have taken just a bit longer. Getting the card is not tied to sending back the form. I didn't send back the form this time until after I had my plastic in hand.

 

I wonder why you got a call on that car loan offer. Did you accept it? The SO had an instant offer at app time and has had a standing offer ever since for a car loan, but she hasn't accepted it and no one has called.

Message Edited by creditwherecreditisdue on 07-28-2009 09:55 PM

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