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Penfed or Navy

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Anonymous
Not applicable

Penfed or Navy

later this year I'm going to come out of the garden. Penfed or Navy to start building a relationship to and have more options to buy a house later on. I know I can get into navy, don't know about penfed but it has its perks too. When it's time should I try for both. I don't more credit cards at the moment, this is more about building relationships, also invest,net products I'm really interested in too. 

Message 1 of 19
18 REPLIES 18
baller4life
Super Contributor

Re: Penfed or Navy

Navy Fed for rebuilding definitely!! Add Pended once EQ is clean for optimum results.
Message 2 of 19
Anonymous
Not applicable

Re: Penfed or Navy


@baller4life wrote:
Navy Fed for rebuilding definitely!! Add Pended once EQ is clean for optimum results.

+1.  Good suggestion.

Message 3 of 19
corymcd88
Valued Contributor

Re: Penfed or Navy


@Anonymous wrote:

later this year I'm going to come out of the garden. Penfed or Navy to start building a relationship to and have more options to buy a house later on. I know I can get into navy, don't know about penfed but it has its perks too. When it's time should I try for both. I don't more credit cards at the moment, this is more about building relationships, also invest,net products I'm really interested in too. 


I have old 6 year + two CO paid have have a lot of credit with them

Message 4 of 19
hot4u
Established Contributor

Re: Penfed or Navy

NFCU hands down..Smiley Wink

PenFed later if your scores are good.

Best to have both, Instead of having all your eggs in one basket...


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 5 of 19
Creditaddict
Legendary Contributor

Re: Penfed or Navy

I think you are doing yourself a diservice by not joining and getting credit card and loc with navy NOW!

With your scores and reports you will be granted $25k credit card and $15k loc instantly without a blink I bet.

Message 6 of 19
Anonymous
Not applicable

Re: Penfed or Navy


@Anonymous wrote:

later this year I'm going to come out of the garden. Penfed or Navy to start building a relationship to and have more options to buy a house later on. I know I can get into navy, don't know about penfed but it has its perks too. When it's time should I try for both. I don't more credit cards at the moment, this is more about building relationships, also invest,net products I'm really interested in too. 


Navy is awesome!!! They have so much to offer and you can start taking advantage as soon as your membership is approved! They are great.

Message 7 of 19
Anonymous
Not applicable

Re: Penfed or Navy


@Creditaddict wrote:

I think you are doing yourself a diservice by not joining and getting credit card and loc with navy NOW!

With your scores and reports you will be granted $25k credit card and $15k loc instantly without a blink I bet.


I have gotten a lot of credit in a short amount of time. I'm already slightly worried ive been taking things pretty fast. Don't want to make chase angry. 

Message 8 of 19
Anonymous
Not applicable

Re: Penfed or Navy


@Anonymous wrote:

@Creditaddict wrote:

I think you are doing yourself a diservice by not joining and getting credit card and loc with navy NOW!

With your scores and reports you will be granted $25k credit card and $15k loc instantly without a blink I bet.


I have gotten a lot of credit in a short amount of time. I'm already slightly worried ive been taking things pretty fast. Don't want to make chase angry. 


I don't think you would have a problem with Chase.  After my first Chase card I added NFCU card and the LOC, PenFed and NASA cards along with several other cards without problem. As long as you keep utilization down, you'll be fine.

Message 9 of 19
Anonymous
Not applicable

Re: Penfed or Navy

Let them Chase you after you switch to NFCU!!!!

Message 10 of 19
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