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03-22-2013 09:19 AM - edited 03-24-2013 08:38 AM
So yesterday I bit the bullet and applied for the platinum rewards card and was denied. The only reason listed was pyramiding debt. I later realized I accidently put my annual income into the monthly wages box lol. Which would have put my salary at over half a million. So I woke up this morning and realized what the hell, I already took a hard pull and its good for 60 days, why not app again with the correct info. I applied and got referred to loan officer for a 7500$ CL. So I just check the application status link and to my amazement it said approved! Does this really mean I was approved? Penfed is so strange. Thanks sorry for spelling errors I'm on my smartphone.
03-22-2013 10:23 AM
03-22-2013 10:41 AM
03-24-2013 08:40 AM
It now says transferred. Can't believe I got it. Thanks everyone
03-24-2013 09:04 AM
03-24-2013 09:33 AM
Congratulations, these PenFed threads make me want to app but I need to wait a while longer. . .
If you don't mind may I ask what your profile looked like when you applied?
The denial letter from the previous day said 737 out of 950, so not a fico but take it how you will. 764 walmart TU FICO. Oldest account 3 years, AAOA 1.5, highest CL at time of app 12.5K. 3 new accounts in the last 6 months and 7 inq in the last 2 years.