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meka1984
Regular Contributor

Penfed

Is it worth joining Penfed? I have a CC with Navy Fed; however, I keep seeing many posts about Penfed.

 

I am eligible and I'm wanting to know is it really worth it? I see the CCs seems to be really popular?

 

Need some advice on this. 

Message 1 of 5
4 REPLIES 4
visorboy1974
Valued Contributor

Re: Penfed


@meka1984 wrote:

Is it worth joining Penfed? I have a CC with Navy Fed; however, I keep seeing many posts about Penfed.

 

I am eligible and I'm wanting to know is it really worth it? I see the CCs seems to be really popular?

 

Need some advice on this. 


PenFed has some awesome rewards credit cards.  Virtually impossible to get if your credit is not in tip top shape.   

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 5
Anonymous
Not applicable

Re: Penfed

I agree, PenFed does have some awesome cards. As long as you numbers are in good shape, you should be able to "get in" with them.

 

They are conservative but if you read through some of the posts about them, they are very generous once you have a track record.

 

Ray

Message 3 of 5
shiftomnimega
Regular Contributor

Re: Penfed

Penfed Platinum Visa is one of the single best cash back cards out there (I would like to say it is the best gas card out there).

 

Their AMEX is one of the best travel rewards cards out there.

 

Yes, it is worth it.


Message 4 of 5
BobbyJ
Frequent Contributor

Re: Penfed

Another good rewards card that might compare to PenFeds Cash Back Visa for gas is the Fort Knox Federal Credit Union Platinum Visa (12.25% apr).  It gives 5% back on gas too all the time.  I have it and love it.  Got it a few months back. 

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 5 of 5
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