@Tg123 wrote:
Sorry I don't know how to include the message I'm responding to. I was referring to the national military family association. I see that it costs $20 annually. I was asking whether I would need to renew this membership in order to stay a part of penfed. How does one go about joining the red cross?
To do this just click "Quote" to include the post you are responding to.
That membership to the NMFA is a one time non renewable charge. This if from the PenFed website:
We can establish your membership eligibility through either National Military Family Association or Voices for America's Troops. |
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As HTSU said you can also join the Red Cross. Access the website for more information.
Edited for a typo.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I didn't know that they'd added in Voices for America's Troops. Thanks for posting this.
So anyway, that's three different ways that you can qualify for PenFed, regardless of your employer or where you live.
*resigns self to knowing that there will still be a ton more posts about how-I-can't-qualify-for-PenFed* 
Oh, and to someone who asked earlier about whether it's a one-time deal for National Military Families, I can confirm that this is true --you only need to pay one time. They will send an endless amount of emails hoping that you'll keep paying, but you'll still be a member of PenFed if you don't.
Ok, I read somewhere that once you had Penfed and dropped them, they don't let you back in. Not sure that's true, my Mother and I both wanted the discount for gas at the pump (since my Father passed away I'm usually the one filling her cars as well). I tried to help her join online, it came back that she had to call or print out a signature card and mail it in. She called, they told her she was a member before. They didn't have a problem with her joining up again and she told them she wanted the visa with the gas discount.
They asked a few questions, income (about 66k, retired), 3 homes (including a couple rentals, paid for) cars (paid for), Dads rank at retirement (Major, WWII vet, full pension). Her score at joining\applying was 808 True Fico EQ. 41 years total history, 6 AAOA, 4 open accounts, 15 closed by user (all perfect of course), 1% utilization, 2 inqs showing I think. They gave her a 12k line to start, good sign I figure. She told them to put me on there (surprised me, they asked her and she said yes without asking me, only if I wanted to be a joint or AU, I said AU as I know my numbers aren't near that good and didn't want them refusing her because of it or giving her a lower limit). She asked if they wanted her to fax her tax return or anything, the lady kind of laughed and said "no, that won't be necessary" and said she'd receive her cards in about a week to 10 days. Really nice on the phone too according to my Mother.
I have no idea if being put on the account as an AU will make any difference on my score or report or not. They did ask me for my SS number however. I know since I'll be paying my portion of the gas bill off each month that the card will probably never report more than 5% utilization (unless she needs something and decides that's the card to use, like if her AC unit needed replaced or something, she doesn't spend on anything unnecessary, esp on a CC).
Out of all the banks she's dealt with (or I have for that matter), I would have to say Penfed probably has some of the better deals and offers (I've been looking for a decent gas discount card), they also seem more personable on the phone etc.
P.S.: Hope this doesn't post twice, it said it failed the first time so I'm trying again.
Congrats! Your mother seems to have excellent credit and credit habits! It's great you're an AU on such a wonderul card.
Starting Score: 648
This is GREAT info to know! I just joined..
Thanks all
Thank you for joining the National Military Family Association! We appreciate your family’s support of military families -- and welcome you to our expanding community of supporters.
We will process your membership application within 72 hours, and send you a separate email with your username and password. You will then be able to log onto the website and access your member number and manage your personal contact information.
As a member, you will enjoy benefits that include:
- Eligibility to join the Pentagon Federal Credit Union
- Eligibility to apply for GEICO auto insurance discounts
- Invitations to limited-access events
- Eligibility to vote on Association by-laws, officers, etc.
Questions? Please contact us at Membership@MilitaryFamily.org or call 703-931-6632, extension 324.
Please save this message for your tax records, since your membership dues are tax deductible. They are not refundable.
Please print the following for your records: