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Regular Contributor
Posts: 161
Registered: ‎09-01-2008
0

Penfed

Is it worth joining Penfed? I have a CC with Navy Fed; however, I keep seeing many posts about Penfed.

 

I am eligible and I'm wanting to know is it really worth it? I see the CCs seems to be really popular?

 

Need some advice on this. 

Valued Contributor
Posts: 1,174
Registered: ‎05-17-2010
0

Re: Penfed


meka1984 wrote:

Is it worth joining Penfed? I have a CC with Navy Fed; however, I keep seeing many posts about Penfed.

 

I am eligible and I'm wanting to know is it really worth it? I see the CCs seems to be really popular?

 

Need some advice on this. 


PenFed has some awesome rewards credit cards.  Virtually impossible to get if your credit is not in tip top shape.   

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Regular Contributor
Posts: 156
Registered: ‎03-21-2011
0

Re: Penfed

I agree, PenFed does have some awesome cards. As long as you numbers are in good shape, you should be able to "get in" with them.

 

They are conservative but if you read through some of the posts about them, they are very generous once you have a track record.

 

Ray

Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Contributor
Posts: 83
Registered: ‎08-24-2010
0

Re: Penfed

Penfed Platinum Visa is one of the single best cash back cards out there (I would like to say it is the best gas card out there).

 

Their AMEX is one of the best travel rewards cards out there.

 

Yes, it is worth it.

Frequent Contributor
Posts: 307
Registered: ‎02-03-2008
0

Re: Penfed

Another good rewards card that might compare to PenFeds Cash Back Visa for gas is the Fort Knox Federal Credit Union Platinum Visa (12.25% apr).  It gives 5% back on gas too all the time.  I have it and love it.  Got it a few months back. 

Fico:EQ 685 (7/10/15) EX 681 (7/10/15) TU 660 (7/10/15)
Credit after BK DC 1/14/14: C1 Venture One $10,000 / C1 Quicksilver Visa Sig $10,000 / C1 Quicksilver WMC $6000 / SDCCU Plat Visa $2500 / Sams Club Store Card $437 / JCPenny $500
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500
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