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Perfect example for using credit cards over cash...

Valued Contributor

Perfect example for using credit cards over cash...

Admittedly, I have a shoe addiction....

Last week I splurged and purchased 3 pairs of shoes (from two shoe retailers) using a credit card. One pair came in mail over the weekend, and I forced myself not to open it and take back to store. Took them back today at lunch and got refunded back to card. ( yes, I am keeping the other two pair)

Moral of the story, since I used my credit card to feed my addiction, I didn't tie up any cash. And by the time my payment is due, it will be as though my splurge never happened!

See....credit cards are good!
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Message 1 of 12
11 REPLIES
Moderator Emerita

Re: Perfect example for using credit cards over cash...

Message 2 of 12
Valued Contributor

Re: Perfect example for using credit cards over cash...

It sounds to me as if some PRE planning was done here....!!! Smiley Happy

*8/10/13
Message 3 of 12
Senior Contributor

Re: Perfect example for using credit cards over cash...

I always do this...
I'll buy a lot of clothes in a hurry, then once I have the time...I'll try them on and return whatever doesn't fit.
:-) helps when you have lines of credit to your favorite stores!
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Message 4 of 12
Valued Contributor

Re: Perfect example for using credit cards over cash...

The problem was that it was NOT pre-planned....rofl.  Now that spring has sprung, I'm excited to pull out the spring pumps, and heels for work.  Fortunately, I felt really guilty after the second purchase, so I decided to just return the pair that I know would not get much wear.   In the store today it dawned on me that none of these transactions actually impacted my cashflow.  LOL

 

Two new pairs should get me through the end of May...after that, I will be itching for some new summer sandals.  *yes, i know i have a problem*

 

I just wanted to point a little known credit card benefit for those of us who have shopping addictions.  LOL  If you give in to the urge to splurge, you have time to stew over your purchase before it impacts your cashflow.

 

Smiley Very Happy

AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 5 of 12
Super Contributor

Re: Perfect example for using credit cards over cash...

If you steal the shoes, there's no issue no matter what you pay with... Cause you're not paying...

Problem solved

/Thread
Message 6 of 12
Senior Contributor

Re: Perfect example for using credit cards over cash...

So, you're saying to enter the store barefooted, and leave wearing the shoes?

 

I suppose if someone stops you and asks where you got those shoes from, you would say "Nike"?





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Message 7 of 12
Mega Contributor

Re: Perfect example for using credit cards over cash...


frugalQ wrote:

The problem was that it was NOT pre-planned....rofl.  Now that spring has sprung, I'm excited to pull out the spring pumps, and heels for work.  Fortunately, I felt really guilty after the second purchase, so I decided to just return the pair that I know would not get much wear.   In the store today it dawned on me that none of these transactions actually impacted my cashflow.  LOL

 

Two new pairs should get me through the end of May...after that, I will be itching for some new summer sandals.  *yes, i know i have a problem*

 

I just wanted to point a little known credit card benefit for those of us who have shopping addictions.  LOL  If you give in to the urge to splurge, you have time to stew over your purchase before it impacts your cashflow.

 

Smiley Very Happy


Smiley Very Happy

 

I have an electronics adiction......one of the WORST ones to have!!! Smiley Very Happy




EQ FICO 548 3/3/16
Message 8 of 12
Moderator Emeritus

Re: Perfect example for using credit cards over cash...


jsucool76 wrote:
If you steal the shoes, there's no issue no matter what you pay with... Cause you're not paying...

Problem solved

/Thread

I know you're not really advocating this, right?


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Message 9 of 12
Established Contributor

Re: Perfect example for using credit cards over cash...


jsucool76 wrote:
If you steal the shoes, there's no issue no matter what you pay with... Cause you're not paying...

Problem solved

/Thread

This thread made me haha.  But this comment made me LOL.  haha

 

 

Message 10 of 12