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WHOA...I almost lost it there. I track my CCs on a spreadsheet with payment due date in the last column (I know, stupid). I paid most of my CC bills already for this month w/exception of Venture, Sapphire and Ritz C which I thought I would take care of this evening. So I mosey on into the Chase site and payoff Sapphire and RC. Then I go get a drink, come back and open up CAP ONE. OMG...the payment is due no later than 11/07 8 p.m. and it's like 7:45. Needless to say, I totally freaked out. I paid off half the balance at 7:53 and then thought, what the hell, and paid off the rest at 7:54. I took screenshots of the transactions which show time and date pre and post payment. But I have a perfectly clean credit record...no lates, no BKs, no nothings. ...and I almost ruined my unblemished record. I need another drink. And I really need to slap myself across the face.
Setup automatic payments on all accounts and you won't have this issue.
Autopay will set you free
NO...never! THEY'RE MINE....ALL MINE!!!!!! Point well taken. Thank you.
Prism App is a great addition to spreadsheet tracking. It gives countdowns to each bill and populates auto. After you pay from anywhere (even from the app) they go poof.
I can't be the only one who sets all the cards due dates to around the same time of month, right?
@Open123 wrote:I can't be the only one who sets all the cards due dates to around the same time of month, right?
Not the ony one! I like to have all mine set to the 1st of the month.
@Open123 wrote:I can't be the only one who sets all the cards due dates to around the same time of month, right?
Nope ! And that changed for me 17 years ago when I started working for the State of Texas whom pays at the first of the month. I changed eachl due date to fall between 10th - 15th just for "wiggle room" & my bills hit my mailbox about the same time.