cancel
Showing results for 
Search instead for 
Did you mean: 

Personal Amex backdated to a business card?

tag
sarux3
Frequent Contributor

Personal Amex backdated to a business card?

I was making a payment on DW's Amex ED, which she opened last month, and I saw the "member since.." message said 2012.  Double-checked her TU CR on CK just now, and sure enough, it says account opened August 2012.  This is her first personal Amex ever, but she did get business CCs in her name (including an Amex) when she took a promotion to assistant office manager a couple years ago, so I'm sure that's the source of the backdating.  Is that usual?  I didn't think that Amex would backdate a personal account using a business account, but apparently I was wrong..?

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Personal Amex backdated to a business card?

From reading different things on the boards, it appears that a person locks in their MSD whenever they get their first card, whether personal or business.

Message 2 of 3
Anonymous
Not applicable

Re: Personal Amex backdated to a business card?

+1 Agree happened for me.
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.