An OP started another helpful thread about which CCCs blacklist for past financial missteps. I'd like to put a different spin on this. Which companies do You refuse to work with?
As I mentioned in the first blacklist thread, I had an old MBNA account, and I think BOA has blacklisted me. I will know more soon as my secured card will hit its one-year anniversary next month. If BOA doesn't "graduate" me to unsecured, then our lending relationship is forever severed.
As we educate ourselves as consumers and as competition increases in the financial sector, we have the ability to seize some of the power (perceived or otherwise) that banks have over us. We're not helpless beings begging to be deemed creditworthy for BigBank's lending products. As I mentioned before, I'm not going to be disrespected by someone who calls me "customer." That is a privilege that can be revoked at anytime!!!
Having said that, which banks do you refuse to work with and why?
Topping my list--
Merrick (aka Hooters) for ridiculous and inflexible terms
BOA (if they don't get it together soon!) This no longer applies! I fluv BoA!!!
Please join me in taking back our power as educated consumers and tell me who's on you your personal blacklist!!!
Message Edited by lurknomore on
08-13-2008 07:24 AM