I'm so close to having clean reports I can taste it, and I HATE Wells Fargo for denying me this credit victory by being inflexible jerks. I have some nearly 6 yo student loan lates that I have been trying to goodwill with them for over a year. The loans have since been paid off, and I would never do business with them again so I have no leverage to say "c'mon do this for me, i've been a good girl to you since then."
The latest response to my goodwill request was to say that my lates were legitimate and verifiable (duh!) and that any further "disputes" by me would be considered frivolous and would go unanswered. Bastids! We'll see about that! They told me something similiar once before, and I waited a few months to goodwill them again, and I received a response albeit an unsatisfactory one. Maybe I can wear them down or catch them in a weak moment??
This a poorly run, second rate institution, and I don't know why I even bother... oh yes, I do. I want clean reports, darnit!!!
Wells Fargo is on my permanent Blacklist!!!