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Personal blacklist: Which CCCs/lenders do YOU blacklist?

Moderator Emeritus

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

A year and a half ago I would have said I would never have anothe HS?BC card in my wallet. Today I do. Today I might say I would never have a nother Junny card in my wallet.  But won't go that far.  HSBC sent me a sweet deal and I now have not one but three cards after swearing them off.  If Junny bought the goods to the table, I'd definitely give em a second go.  Its all about the T&Cs.
Message 21 of 46
Moderator Emeritus

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

My personal blacklist-
These are for the baking side more than the credit side-
Wells Fargo- Never
B of A - Never
Compass - Let's not even go here
Chase - (only if they buy WAMU)
 
HSBC is on my banned list-
They just did not want to grow with me-
Message 22 of 46
Frequent Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?



stpn2me wrote:
If I have my way, one day I will be a billionare and I will buy CapitalOne and then liquidate the company never to issue a card again...



Include HSBC in your liquidation process...
Time is credit's best friend...it can heal any wound.
Message 23 of 46
Established Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

esshua not even surprised at all
I want to join the 700 club one day I am getting there Smiley Wink
FICOS 12/17/07 EQ-597 EX-651 and TU-651
FICOS 01/18/07 EQ-594 EX-651 and TU-662 FICOS
04/21/2008 TU-680 EQ-613 EX-688
Message 24 of 46
Regular Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

I'm Blacklisting all them losers in 18 months when my score will be in the 700's.
the only cards I will carry are USAA MasterCard, USAA AMEX, and my Military Star
Card becuz its got low interest rates for a chargecard at 10% gotta support my AAFES.
The rest can take their cards and shove em strait up the u know what im thinking eh....
I'm sick of overseas customer service that speaks poor English , crappy rewards etc.
Hsbc will never do business with again in this lifetime thats the greediest bank right next
First premier ehhh...
Message 25 of 46
Established Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

1) Juniper 2) Merrick 3) Orchard 4) BOA
Message 26 of 46
Frequent Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

CAPITAL ONE I HATE THEM becuse of them I ruined my credit at 18. They know what they did to me when they gave me 5 cards with 250 max limit each I HATE THEMMMMMMM!!!!!!!!!!!!!!!!!!!!!!! I took me 4 years to pay and fix my credit!!!!!!!!!!!!!!!
Message 27 of 46
Regular Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

Crap One,  with stingy CL 
Discover wasted one of my Ing for need proof current address?
Hate These two!
Message 28 of 46
Regular Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

Capital One  - Predatory
Sears - Ridiculous Credit Line
Barclays/Juniper - Max Credit Line of $7500 too low
Message 29 of 46
Regular Contributor

Re: Personal blacklist: Which CCCs/lenders do YOU blacklist?

Cap 1 for the no CLI after almost 2 years....
2/2008-EQ-660-EX-672-TU-686
2-29-08 EQ-697-EX-706-TU-699 7/2008-EQ-741-EX-741-TU-765
Message 30 of 46