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Philadelphia Federal Credit Union

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MrCredit
Established Contributor

Philadelphia Federal Credit Union

Anybody here a member and can give me info on how they do things?

Message 1 of 7
6 REPLIES 6
Simply827
Established Contributor

Re: Philadelphia Federal Credit Union

I'm a Philly resident, but not a member. When looking at auto rates, they didnt seem competitive, so I passed them over. I do recommend PSECU.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 2 of 7
Themanwhocan
Senior Contributor

Re: Philadelphia Federal Credit Union


@MrCredit wrote:

Anybody here a member and can give me info on how they do things?


I don't see who issues their credit cards. But, they look like standard Elan credit cards.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 3 of 7
MrCredit
Established Contributor

Re: Philadelphia Federal Credit Union

I noticed that earlier and passed on them. I do not care for Elan

Message 4 of 7
score_building
Senior Contributor

Re: Philadelphia Federal Credit Union


@MrCredit wrote:

I noticed that earlier and passed on them. I do not care for Elan


What experience do you have with Elan?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 7
phillyguy12
Frequent Contributor

Re: Philadelphia Federal Credit Union

Im in philly not a member there im w. Freedom cu rates are ok if u app for a cc they ask for amt go high as they dont do any cli w. Out hp they pull experian I believe, just plain cc currently no rewards ect .

Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k
Message 6 of 7
CreditUnionFan
Valued Contributor

Re: Philadelphia Federal Credit Union

Ah, I've belonged to Freedom Federal Credit Union, based in PA. Their credit cards are just OK, as low as 11.9%, but no rewards.

 

I can't talk to Philadelphia Credit Union's program. I'm considering an application into psecu because although I don't live in PA, I do have relatives (by blood) that are members already.

I was going to garden... Honest!
Message 7 of 7
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