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Valued Contributor
Posts: 1,540
Registered: ‎11-10-2012
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Phone or Online...Any Difference?

Hello all...when I come out of the garden, would there be any benefit or difference in apping for the BCP by phone instead of online? Some people say apping for some cards in the branch seems to be better than apping online, so I was wondering if apping by phone gives any better chances? Thanks for your comments and help.

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Registered: ‎04-09-2011
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Re: Phone or Online...Any Difference?


indiolatino61 wrote:

Hello all...when I come out of the garden, would there be any benefit or difference in apping for the BCP by phone instead of online? Some people say apping for some cards in the branch seems to be better than apping online, so I was wondering if apping by phone gives any better chances? Thanks for your comments and help.


Eh not really. Only advantage over the phone is if declined the ycan transfer you to a credit analyst in most cases.

 

I prefer online.




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Valued Contributor
Posts: 1,540
Registered: ‎11-10-2012
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Re: Phone or Online...Any Difference?


LS2982 wrote:

indiolatino61 wrote:

Hello all...when I come out of the garden, would there be any benefit or difference in apping for the BCP by phone instead of online? Some people say apping for some cards in the branch seems to be better than apping online, so I was wondering if apping by phone gives any better chances? Thanks for your comments and help.


Eh not really. Only advantage over the phone is if declined the ycan transfer you to a credit analyst in most cases.

 

I prefer online.


Thanks...I prefer online as well...:smileywink:

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Super Contributor
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Registered: ‎02-27-2013
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Re: Phone or Online...Any Difference?

I prefer doing it online, especially if the lender uses outsourced representatives. The language / accent barrier sometimes makes the process a lot more confusing and time consuming for no good reason.

 

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Valued Contributor
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Registered: ‎04-20-2012
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Re: Phone or Online...Any Difference?

Pick whichever method gives you the best sign-up bonus.

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