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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012
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Pier 1 Imports Rewards Credit Card

Hello myFICO Family.

Does anyone have the Pier 1 Imports Rewards Credit Card? If so, how easy or difficult was it to get?

Thanks!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011
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Re: Pier 1 Imports Rewards Credit Card

I dont think its hard to get at all. I got one back in the day when I was new to credit for the 20% off when I was buying furniture. Other than the one time discount I don't think there are any other perks to this card. The APR is also very high so just be sure it's what you want.

Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012
0

Re: Pier 1 Imports Rewards Credit Card


dyv8914 wrote:

I dont think its hard to get at all. I got one back in the day when I was new to credit for the 20% off when I was buying furniture. Other than the one time discount I don't think there are any other perks to this card. The APR is also very high so just be sure it's what you want.


You hit it on the nail.  The 20% off for a furniture purchase is the only reason I want it and then I would SD it.  Thanks!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011
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Re: Pier 1 Imports Rewards Credit Card

No prob, if you don't want to take the credit hit, Pier 1 has occasional sales on their furniture marked down 20%. For example their $599 sofa (Abbey?) can go for $499. If you're not in a rush I'd say that's a good option.

Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012
0

Re: Pier 1 Imports Rewards Credit Card


dyv8914 wrote:

No prob, if you don't want to take the credit hit, Pier 1 has occasional sales on their furniture marked down 20%. For example their $599 sofa (Abbey?) can go for $499. If you're not in a rush I'd say that's a good option.


I have my eye on a dining table and 4 leather parsons chairs.  Total for everything is $789.70 but with the 20% off I could save $157.94 which is a nice chunk of change.

I have the cash to pay if off as soon as I charge it but I want the savings.

I'm going to think about it some more and weigh my options on the hit before I do it.  Is a HP worth $157 savings in my pocket?  Hmmm...who knows, maybe I will luck up and come across a coupon for 20% off a purchase. LOL!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012
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Re: Pier 1 Imports Rewards Credit Card

I may not need to take the hit after all.  Went on eBay and found several 20% off Pier 1 coupons for sale.  Guess who's going to bid? :smileyvery-happy:


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011
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Re: Pier 1 Imports Rewards Credit Card

That is a nice chunk of change! I frequently shop at Pier 1 when I need something for the home and I have never gotten a coupon for anything from them :smileyfrustrated:

 

Maybe you'll have better luck!

Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011
0

Re: Pier 1 Imports Rewards Credit Card


LadyRover wrote:

I may not need to take the hit after all.  Went on eBay and found several 20% off Pier 1 coupons for sale.  Guess who's going to bid? :smileyvery-happy:


Nice!

Established Member
MRomano442
Posts: 48
Registered: ‎12-28-2012
0

Re: Pier 1 Imports Rewards Credit Card

Hi I was looking for a pier1 for the wife. did u apply?? what limits do they give???


dyv8914 wrote:

LadyRover wrote:

I may not need to take the hit after all.  Went on eBay and found several 20% off Pier 1 coupons for sale.  Guess who's going to bid? :smileyvery-happy:


Nice!


 

Established Member
MRomano442
Posts: 48
Registered: ‎12-28-2012
0

ANY OWNERS OF PIER 1 REWARD CARD COMMENT

ANYBODY THATS HAS THE PIER 1 CARD WHAT IS YOUR LIMIT??????


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