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Currently have Barclays Rewards MC and BCE. I think after I 3X AMEX and make sure Barclays does their 180 days well-check on me I'll app for Sapphire. Assuming Barclays is happy I'll have two rewards cards that cover 2% utilities, 2% gas, 2% department stores, 2% or 3% groceries depending on card and 1% everthing else. All I'm missing (that benefits me) is the 2% on restaurants so I don't think I'll go for CSP, just the regular CS. I'm AF averse and I don't want to play quarterly category games.
So along these lines does this sound good?
Why not go for the Citi Forward for 5% on restaurants....?
My plan is to not app for credit at all next year. Lol.
@kevinjjc wrote:
@maiden_girl wrote:My plan is to not app for credit at all next year. Lol.
Good luck with that!!!
If I was able to go 6 months without applying when I only had $3,000 in credit, I know you can do it with your many thousands, maiden_girl!
@jake619 wrote:Currently have Barclays Rewards MC and BCE. I think after I 3X AMEX and make sure Barclays does their 180 days well-check on me I'll app for Sapphire. Assuming Barclays is happy I'll have two rewards cards that cover 2% utilities, 2% gas, 2% department stores, 2% or 3% groceries depending on card and 1% everthing else. All I'm missing (that benefits me) is the 2% on restaurants so I don't think I'll go for CSP, just the regular CS. I'm AF averse and I don't want to play quarterly category games.
So along these lines does this sound good?
Or go for the Priceline Visa, 2% back on everything., leaving the BCE for the 3% on groceries. Or the similar Fidelity Amex
I want to make it until august to get a full 1 year in the garden, then I plan to app for a freedom, a PRG, possibly a barclay ring card just so if I need to carry a balance I have a nice low APR card, a citi forward, and a CSP (Possibly...)
That is my app spree for the year of 2013 then another year in the garden.
Edit: I'll probably also app for an amex revolver, maybe a BCP
Citi Forward is hands down the best for restaurants.