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Plan for 2013

Frequent Contributor

Plan for 2013

Currently have Barclays Rewards MC and BCE.  I think after I 3X AMEX and make sure Barclays does their 180 days well-check on me I'll app for Sapphire.  Assuming Barclays is happy I'll have two rewards cards that cover 2% utilities, 2% gas, 2% department stores, 2% or 3% groceries depending on card and 1% everthing else.  All I'm missing (that benefits me) is the 2% on restaurants so I don't think I'll go for CSP, just the regular CS.  I'm AF averse and I don't want to play quarterly category games.

 

So along these lines does this sound good?  


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



19 REPLIES
Valued Contributor

Re: Plan for 2013

Why not go for the Citi Forward for 5% on restaurants....?


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Valued Contributor

Re: Plan for 2013

My plan is to not app for credit at all next year. Lol.

As of 2017, rebuilding...
Valued Contributor

Re: Plan for 2013


maiden_girl wrote:

My plan is to not app for credit at all next year. Lol.


 

Good luck with that!!! Smiley LOL

Valued Contributor

Re: Plan for 2013


kevinjjc wrote:

maiden_girl wrote:

My plan is to not app for credit at all next year. Lol.


 

Good luck with that!!! Smiley LOL


If I was able to go 6 months without applying when I only had $3,000 in credit, I know you can do it with your many thousands, maiden_girl!


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Valued Contributor

Re: Plan for 2013


jake619 wrote:

Currently have Barclays Rewards MC and BCE.  I think after I 3X AMEX and make sure Barclays does their 180 days well-check on me I'll app for Sapphire.  Assuming Barclays is happy I'll have two rewards cards that cover 2% utilities, 2% gas, 2% department stores, 2% or 3% groceries depending on card and 1% everthing else.  All I'm missing (that benefits me) is the 2% on restaurants so I don't think I'll go for CSP, just the regular CS.  I'm AF averse and I don't want to play quarterly category games.

 

So along these lines does this sound good?  


Or go for the Priceline Visa, 2% back on everything., leaving the BCE for the 3% on groceries.    Or  the similar Fidelity Amex

Valued Contributor

Re: Plan for 2013

I plan to app for the mortgage in February and be done all year as long as I get approved on Monday for the Chase Freedom. If I don't get approved with Chase, then I will do one more app for a CC in August and then chill for at least at year. Just recently came out of long time gardening...not going back in just yet! LOL!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Super Contributor

Re: Plan for 2013

I want to make it until august to get a full 1 year in the garden, then I plan to app for a freedom, a PRG, possibly a barclay ring card just so if I need to carry a balance I have a nice low APR card, a citi forward, and a CSP (Possibly...)

 

That is my app spree for the year of 2013 Smiley Very Happy then another year in the garden. 

 

Edit: I'll probably also app for an amex revolver, maybe a BCP Smiley Very Happy 



Regular Contributor

Re: Plan for 2013

Citi Forward is hands down the best for restaurants.


Regular Contributor

Re: Plan for 2013


maiden_girl wrote:

My plan is to not app for credit at all next year. Lol.


Me too! We can do it!!