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Contributor
bman86
Posts: 175
Registered: ‎06-28-2013

Planning a small post mortgage app spree.

Alright here's the plan for my app spree.

 

CSP

Slate

AMEX TrueEarnings

NFCU NavChk CLI to 15k

 

Thoughts or suggestions? Is there any better balance transfer cards out there then the slate?


Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
myjourney
Posts: 25,298
Registered: ‎02-07-2013

Re: Planning a small post mortgage app spree.

Citi simplicity has 0% 18 months BT 3% fee

"Intelligence plus character--that is the goal of true education"
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Last 5 apps 6/6/13
Moderator
09Lexie
Posts: 24,631
Registered: ‎09-13-2012

Re: Planning a small post mortgage app spree.

For the 0% fee, I can't think of one. Slate has the niche. The only concern CB be their limits...sometimes they aren't so generous
Contributor
bman86
Posts: 175
Registered: ‎06-28-2013

Re: Planning a small post mortgage app spree.

The transfer fee makes all the difference. I think I'll stick with the slate. I just apped the CSP. Instant approval for 10k which makes me a little nervous they won't approve the slate for that much.

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
myjourney
Posts: 25,298
Registered: ‎02-07-2013

Re: Planning a small post mortgage app spree.

[ Edited ]

bman86 wrote:
The transfer fee makes all the difference. I think I'll stick with the slate. I just apped the CSP. Instant approval for 10k which makes me a little nervous they won't approve the slate for that much.

Wooo Hooo

Cha Cha Ching$$$$$$$

Congrats 

Before you make any moves does CSP have a BT I'm not sure?

EDIT 3% fee also

in that case I would go from the combo ....freedom

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Contributor
bman86
Posts: 175
Registered: ‎06-28-2013

Re: Planning a small post mortgage app spree.

I think it does at 15% though. The CSP doesn't have any apr promotions just the reward points.

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
myjourney
Posts: 25,298
Registered: ‎02-07-2013

Re: Planning a small post mortgage app spree.


bman86 wrote:
I think it does at 15% though. The CSP doesn't have any apr promotions just the reward points.

Balance Transfers

Either $5 or 3% of the amount of each transfer, whichever is greater.

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Contributor
bman86
Posts: 175
Registered: ‎06-28-2013

Re: Planning a small post mortgage app spree.

Yeah not a good one to balance transfer on the slate has 0% fee and 0% for 15mo

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
myjourney
Posts: 25,298
Registered: ‎02-07-2013

Re: Planning a small post mortgage app spree.


bman86 wrote:
Yeah not a good one to balance transfer on the slate has 0% fee and 0% for 15mo

Balance Transfer APR

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 12.99% to 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a

Chase seems to like you decision time good luck you will make a good choice 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
09Lexie
Posts: 24,631
Registered: ‎09-13-2012

Re: Planning a small post mortgage app spree.

Go for the Slate, if the limit is too low move some from the CSP

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