Reply
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Planning a small post mortgage app spree.

Alright here's the plan for my app spree.

 

CSP

Slate

AMEX TrueEarnings

NFCU NavChk CLI to 15k

 

Thoughts or suggestions? Is there any better balance transfer cards out there then the slate?


Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
Posts: 26,723
Registered: ‎02-07-2013
0

Re: Planning a small post mortgage app spree.

Citi simplicity has 0% 18 months BT 3% fee

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Moderator
Posts: 27,205
Registered: ‎09-13-2012
0

Re: Planning a small post mortgage app spree.

For the 0% fee, I can't think of one. Slate has the niche. The only concern CB be their limits...sometimes they aren't so generous
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Re: Planning a small post mortgage app spree.

The transfer fee makes all the difference. I think I'll stick with the slate. I just apped the CSP. Instant approval for 10k which makes me a little nervous they won't approve the slate for that much.

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
Posts: 26,723
Registered: ‎02-07-2013
0

Re: Planning a small post mortgage app spree.

[ Edited ]

bman86 wrote:
The transfer fee makes all the difference. I think I'll stick with the slate. I just apped the CSP. Instant approval for 10k which makes me a little nervous they won't approve the slate for that much.

Wooo Hooo

Cha Cha Ching$$$$$$$

Congrats 

Before you make any moves does CSP have a BT I'm not sure?

EDIT 3% fee also

in that case I would go from the combo ....freedom

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Re: Planning a small post mortgage app spree.

I think it does at 15% though. The CSP doesn't have any apr promotions just the reward points.

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
Posts: 26,723
Registered: ‎02-07-2013
0

Re: Planning a small post mortgage app spree.


bman86 wrote:
I think it does at 15% though. The CSP doesn't have any apr promotions just the reward points.

Balance Transfers

Either $5 or 3% of the amount of each transfer, whichever is greater.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Re: Planning a small post mortgage app spree.

Yeah not a good one to balance transfer on the slate has 0% fee and 0% for 15mo

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Community Leader
Senior Contributor
Posts: 26,723
Registered: ‎02-07-2013
0

Re: Planning a small post mortgage app spree.


bman86 wrote:
Yeah not a good one to balance transfer on the slate has 0% fee and 0% for 15mo

Balance Transfer APR

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 12.99% to 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a

Chase seems to like you decision time good luck you will make a good choice 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Moderator
Posts: 27,205
Registered: ‎09-13-2012
0

Re: Planning a small post mortgage app spree.

Go for the Slate, if the limit is too low move some from the CSP
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.