Planning next apps

[joe867]

So here is my situation... I'm planning on refinancing my mortgage in the next 60 days. Once that is taken care of my next move was to apply for a few CCs. I have 3 cards in mind: PenFed Platinum Rewards, BCP, and CSP. So now, How long after the refi should I wait? Should I app for all 3 at the same time or at separate times? If not all at once then in what order?

Thanks for your input!

[SnackTrader]

Well, as far as I know you are free to app after closing. Typically the underwriting process is complete by then.

Also, I am a big fan of app sprees if they are well planned. I like having the cards and inquiries age off quickly, why drag the torture out over months when you can get it done all at once. 

[Johnny_Favorite]

I say you go for the following 3 cards:

Fingerhut

Swiss Colony

The Matrix Card

These 3 cards - no can defend

[SnackTrader]

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@Johnny_Favorite wrote:

I say you go for the following 3 cards:

Fingerhut

Swiss Colony

The Matrix Card

These 3 cards - no can defend

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You should probably clarify that you are joking. 

[Swapmeet]

  I say go in the order of sensitivity to inqs...which I estimate to be PenFed, BCP, then CSP.

[Johnny_Favorite]

Sorry hehe, I am joking about Fingerhut, Swiss Colony and the Matrix Card.

[joe867]

I understand that you are joking, I just don't understand the joke.

[colindidit]

They're just crappy cards with horrid interest rates and annual fees