02-08-2013 04:54 PM
So here is my situation... I'm planning on refinancing my mortgage in the next 60 days. Once that is taken care of my next move was to apply for a few CCs. I have 3 cards in mind: PenFed Platinum Rewards, BCP, and CSP. So now, How long after the refi should I wait? Should I app for all 3 at the same time or at separate times? If not all at once then in what order?
Thanks for your input!
02-08-2013 05:02 PM
Well, as far as I know you are free to app after closing. Typically the underwriting process is complete by then.
Also, I am a big fan of app sprees if they are well planned. I like having the cards and inquiries age off quickly, why drag the torture out over months when you can get it done all at once.
02-08-2013 05:16 PM
I say you go for the following 3 cards:
The Matrix Card
These 3 cards - no can defend
You should probably clarify that you are joking.
02-08-2013 05:25 PM - edited 02-08-2013 05:28 PM
I say go in the order of sensitivity to inqs...which I estimate to be PenFed, BCP, then CSP.
02-08-2013 05:27 PM
I understand that you are joking, I just don't understand the joke.