Reply
New Member
Posts: 5
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

I hadn't thought about that. I was so focused on getting that pesky CLI, but I will certainly ask to be upgraded to a Visa Siggy now that I finally have the CLI.

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

Congrats on your CLI!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

once you get prime cards you can negociate with the executive office especially if you charge a lot and make multiple payments basically telling them you love capital one and they issued you a card when no one else would and would love to continue doing business with them but there's no incentive to keep doing so if they can not compete with better card offers you are currently getting. I would request to PC to a Venture card 2% annual fee version or if you don't spend atleast $8000 on it or Cash Rewards which ends up being better than the non annual fee venture card.   1.25 points vs 1.5


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Member
Posts: 5
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

I currently have an Amex Blue card that's a rewards card. I'm happy with it. The cap 1 card doesn't have an annual fee and the interest rate is 8.9%. It's not abnormally low, but it's lower than my Amex rewards card and lower than any rewards card Cap 1 would offer me. I prefer to have one card with a lower interest rate on the off chance that I do have to carry a balance one day. 

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!


HonestDoubter wrote:

I currently have an Amex Blue card that's a rewards card. I'm happy with it. The cap 1 card doesn't have an annual fee and the interest rate is 8.9%. It's not abnormally low, but it's lower than my Amex rewards card and lower than any rewards card Cap 1 would offer me. I prefer to have one card with a lower interest rate on the off chance that I do have to carry a balance one day. 


with your scores go navy or usaa if at all humanly possible lol 5% ftw =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Highlighted
Super Contributor
Posts: 5,888
Registered: ‎12-11-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

Also the barclays ring card is 8% for purchases BTs and Cash Advances - Flat $1 cash advance fee. 

;
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.