Reply
New Member
HonestDoubter
Posts: 5
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

I hadn't thought about that. I was so focused on getting that pesky CLI, but I will certainly ask to be upgraded to a Visa Siggy now that I finally have the CLI.

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

Congrats on your CLI!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

once you get prime cards you can negociate with the executive office especially if you charge a lot and make multiple payments basically telling them you love capital one and they issued you a card when no one else would and would love to continue doing business with them but there's no incentive to keep doing so if they can not compete with better card offers you are currently getting. I would request to PC to a Venture card 2% annual fee version or if you don't spend atleast $8000 on it or Cash Rewards which ends up being better than the non annual fee venture card.   1.25 points vs 1.5


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Member
HonestDoubter
Posts: 5
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

I currently have an Amex Blue card that's a rewards card. I'm happy with it. The cap 1 card doesn't have an annual fee and the interest rate is 8.9%. It's not abnormally low, but it's lower than my Amex rewards card and lower than any rewards card Cap 1 would offer me. I prefer to have one card with a lower interest rate on the off chance that I do have to carry a balance one day. 

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!


HonestDoubter wrote:

I currently have an Amex Blue card that's a rewards card. I'm happy with it. The cap 1 card doesn't have an annual fee and the interest rate is 8.9%. It's not abnormally low, but it's lower than my Amex rewards card and lower than any rewards card Cap 1 would offer me. I prefer to have one card with a lower interest rate on the off chance that I do have to carry a balance one day. 


with your scores go navy or usaa if at all humanly possible lol 5% ftw =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
jsucool76
Posts: 2,903
Registered: ‎12-11-2011
0

Re: Platinum Capital One Card - 8 years $1500 limit, seriously?!

Also the barclays ring card is 8% for purchases BTs and Cash Advances - Flat $1 cash advance fee. 

Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+