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I received a pre-qualification in the mail for the Platinum card on 06/10/2016. I applied and was approved that day for a $500 credit limit with credit steps. After receiving another pre-qualification for an additonal Cap1 Platinum card (which I didn't apply for), I decided to chat with Capital One and attempt to PC to a QS.
I chatted in and told the representative that I would really like to be eligible for rewards and wanted to know if there were any offers on my account. After a 3-4 minut wait, she came back and told me that I was eligible for rewards and asked if I'd like to know more. Of course I'd like to know more. She then transferred me to another representative who confirmed that I was eligible for a Capital One Quicksilver card and asked if I'd like to upgrade. I confirmed that it was the Quicksilver and not the QS1, to which she confirmed and said that it was in-fact the QuickSilver (with no AF) and not the QS1.
A little history on the card.. As stated above, I applied on 06/10/2016 and didn't receive the card until 06/17/2016. From 06/18 until now, I've ran around $300 through the card and made one payment off about half that.
With that being said, hopefully helpful to someone looking to do the same.
How long after you guys PC'd to the QS did you wait to request a CLI? I'd like to get my CL bumped up so that I can use it regularly & PIF.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Every time I asked for an increase, I always got the denial saying your account needs to be atleast 3 months old. After my 3rd statement I got a CLI. I tried for CLI after every statement posted.
I did it right away and got approved. But I also waited until 3 months before I PCed and asked for the CLI.