I would like to know if anyone know how long it takes for delinquent payments (once caught up and not late anymore) to not have as much effect on your credit score??
Goal Score 680+
Start Score ........ 2/05/14: ...EX 612 -TU 575 -EQ 567
Current Score .... 5/02/14: ...EX 652 -TU 655 -EQ 646
I almost paid for credit repair......until I found myFICO!!!!!