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Valued Contributor
Posts: 2,457
Registered: ‎09-16-2011
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Playing with my Unicorn's check spend button

My unicorn card is current in its  pen (safe deposit box at the bank)  for the winter, haven't charged more than $50 in any month in the last six month if not a year and in the card's 3 years of history its only seen a maximum monthly spend of perhaps $1100 when "packs" still existed,  and , typiical charges are $14.95 myfico subscription, so I had just paid off the $14.95 balance then hit the check spend button for $5k appoved, so  they don't consider non-use a reason to reduce your internal limit as long as you have good payments on your other AMEX cards.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
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Re: Playing with my Unicorn's check spend button

[ Edited ]

So you're saying playing with its magical "horn" (occasionally) won't put a bad spell on spending... LOL.  Since it's not my primary AMEX for usage and I may charge on it here and there, I don't even recall the last time I checked the spend button.

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Valued Contributor
Posts: 2,457
Registered: ‎09-16-2011
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Re: Playing with my Unicorn's check spend button

i hadn't used it in a while, my previous tests were to try the button when there was a $1000 balance on the card and request a $2k purcase thus testing if $3k would work, and then a few moments later PIF and never make the large purchase. Perhaps next month I may try $10k just to see if works with no intention of making the purchase.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k

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