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Playing with my Unicorn's check spend button

Valued Contributor

Playing with my Unicorn's check spend button

My unicorn card is current in its  pen (safe deposit box at the bank)  for the winter, haven't charged more than $50 in any month in the last six month if not a year and in the card's 3 years of history its only seen a maximum monthly spend of perhaps $1100 when "packs" still existed,  and , typiical charges are $14.95 myfico subscription, so I had just paid off the $14.95 balance then hit the check spend button for $5k appoved, so  they don't consider non-use a reason to reduce your internal limit as long as you have good payments on your other AMEX cards.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
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2 REPLIES
Senior Contributor

Re: Playing with my Unicorn's check spend button

So you're saying playing with its magical "horn" (occasionally) won't put a bad spell on spending... LOL.  Since it's not my primary AMEX for usage and I may charge on it here and there, I don't even recall the last time I checked the spend button.

Message 2 of 3
Valued Contributor

Re: Playing with my Unicorn's check spend button

i hadn't used it in a while, my previous tests were to try the button when there was a $1000 balance on the card and request a $2k purcase thus testing if $3k would work, and then a few moments later PIF and never make the large purchase. Perhaps next month I may try $10k just to see if works with no intention of making the purchase.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 3 of 3