Please Help. What CC is best 4 me?????MODERATORS please chime in........

[mzme2]

Help what kind of card could I qualify for with these scores, Today got a Crown Jeweler card with $1500CL, this is the only card I have. Disch Ch 7, 09/02.

Experian679 TransUnion 634 Equifax 552 

[thrasher865]

Holy wow what a score difference.

You should post where you live so you can get some feedback of which CCCs in that area pull exclusively Experian

[Anonymous]

With that EX score, there are plenty of cards you could get.  Of course, it all depends on what sorts of baddies you have on your reports and how old they are, so a little more information would be helpful.

As far as EX pullers who usually approve with that kind of score, Amex (Delta or Green, maybe even Blue), BofA, and Macy's come to mind.

[Creditaddict]

he has bk though, doesn't that cancel out amex?

[Anonymous]

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Creditaddict wrote:

he has bk though, doesn't that cancel out amex?

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Excellent point.  I missed that "Disch ch7" comment.

[mzme2]

Yeah, I live in Illinois. Like I said the only baddies that I have on my CR's are 3 collection accounts, Midland, West Asset & Portfolio Recv all 3 are about 2 years old or more. And of course, My Ch7 BK which is 6yrs old.

Any more suggestions? I don't want to get all apply happy either. I'm doing research just would like to know where to start.

[Anonymous]

Does discover pull EX ?

[Anonymous]

"apply happy" -- love it.

Try http://www.whogavemecredit.com