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Please Help. What CC is best 4 me?????MODERATORS please chime in........

Established Member

Please Help. What CC is best 4 me?????MODERATORS please chime in........

Help what kind of card could I qualify for with these scores, Today got a Crown Jeweler card with $1500CL, this is the only card I have. Disch Ch 7, 09/02.
 
Experian679 TransUnion 634 Equifax 552 
If you tired once & failed..........GET UP and Try, Try Again until you reach your goals.

I'm tryin to hit the 700 club by years end.

4/21/08 - Ex 679 TU 634 EQ 554
6/1/08 - Ex 670 TU 643 EQ 552
Message 1 of 8
7 REPLIES
Valued Contributor

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

Holy wow what a score difference.
 
You should post where you live so you can get some feedback of which CCCs in that area pull exclusively Experian

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


Take the FICO Fitness Challenge
Message 2 of 8
Moderator Emeritus

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

With that EX score, there are plenty of cards you could get.  Of course, it all depends on what sorts of baddies you have on your reports and how old they are, so a little more information would be helpful.
 
As far as EX pullers who usually approve with that kind of score, Amex (Delta or Green, maybe even Blue), BofA, and Macy's come to mind.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 3 of 8
Epic Contributor

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

he has bk though, doesn't that cancel out amex?
Message 4 of 8
Moderator Emeritus

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........



Creditaddict wrote:
he has bk though, doesn't that cancel out amex?



Excellent point.  I missed that "Disch ch7" comment.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 5 of 8
Established Member

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

Yeah, I live in Illinois. Like I said the only baddies that I have on my CR's are 3 collection accounts, Midland, West Asset & Portfolio Recv all 3 are about 2 years old or more. And of course, My Ch7 BK which is 6yrs old.
 
Any more suggestions? I don't want to get all apply happy either. I'm doing research just would like to know where to start.
If you tired once & failed..........GET UP and Try, Try Again until you reach your goals.

I'm tryin to hit the 700 club by years end.

4/21/08 - Ex 679 TU 634 EQ 554
6/1/08 - Ex 670 TU 643 EQ 552
Message 6 of 8
Regular Contributor

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

Does discover pull EX ?
Message 7 of 8
Moderator Emeritus

Re: Please Help. What CC is best 4 me?????MODERATORS please chime in........

"apply happy" -- love it.
 
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 8 of 8