04-24-2009 01:34 PM
...One thing I would like to ask if you don't mind, without starting a new post, is your opinion on closing small, insignificant accounts? I know the general consensus is that you should not close accounts with a good history - just don't use them. But say in two years I want to apply for an Amex, and I have no inquiries and a 5 year history now - but they see my little $400 HSBC card that will never get bigger. Do cards like that turn the prime creditors off? Or will the fact that it's 5 years old make it not matter that I have a rebuilding card?
Thank you again! I really wish I had found these forums years ago!
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