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OKAY TNT, I just got off the automated phone call and asked for the amount you recommedend and I was approved for $900.00 more, lol.
After I hung up I thought to myself " who needs $5,000 dollars at a lenscrafters retail store?" Lol, 1500 was plenty for that store, so I'm assuming there is a cutt off limit for this store, no?
And you don't think it will be a hard pull?? after I requested the amount the automated person asked additional question...if I rent or own...which i'm worried that it hard pulled me.... being greedy biting me in the butt?? I hope i didn't get a Hard pull for $900 bucks....if I didn't AWESOME...getting my low limits out of the 1k zone.
@percy81 wrote:OKAY TNT, I just got off the automated phone call and asked for the amount you recommedend and I was approved for $900.00 more, lol.
After I hung up I thought to myself " who needs $5,000 dollars at a lenscrafters retail store?" Lol, 1500 was plenty for that store, so I'm assuming there is a cutt off limit for this store, no?
And you don't think it will be a hard pull?? after I requested the amount the automated person asked additional question...if I rent or own...which i'm worried that it hard pulled me.... being greedy biting me in the butt?? I hope i didn't get a Hard pull for $900 bucks....if I didn't AWESOME...getting my low limits out of the 1k zone.
Congrats! $900 will help with the utilization as well as give you a higher CL for future use/reference, so it's still a good thing. And you're right - who needs $5000 at Lenscrafters?
I've never got the "rent/own" question, so I'm not sure what that means. If it turns out to be a HP, then I apologize; I have only ever heard of Care Credit being a HP, but none of the other GE cards.
And yes, seeing your limits go up is very gratifying. I'm working on that right now for myself, and it's nice to see your hard work rewarded.
Oh yeah... have you emailed the CapOne EO yet? (really need a "devil's horns" emoticon here)
Congrats! My sister-in-law spends at Lenscrafters like she's rich....only she doesn't NEED glasses, she just loves wearing different frames. Go figure! She may be the one who needs a $5k line there!
LOL@ Fish!!!
And TNT, i've given up on Captial One. I'm pretty content at the moment....runs and gets a saw for TNT's Horns
@percy81 wrote:
@TNTransplant wrote:
@percy81 wrote:THANKS TO CREDITADDICT cheering me on I called back for more $$$ hahaha I just got off the phone with an automated machine, no humans involved and asked to be raised to $10,000 and was INSTANTLY APPROVED!!! Then I hear CREDITADDICT in my head saying "go for the sky." Well I didn't want to be greedy sooooo I'm happy with the 10k, it will be great for the utilization I was mainly concerned with....I was hearing good things about how care credit is generous but calling months later requires additional hard pulls, so I did the call while my report was still fresh.
The 7k was going to be enough for my utilization, but hearing all the generous talk I figured this is my chance to FINALLY be in the over 10 k group (on one card, not combined) Thanks everyone, that call was effortless, I have a feeling I could have gotten 20k lol, but NEVER get greedy it could bite ya!
Congrats!
Now, what about calling for a CLI on your Lenscrafters (should also be automated request), and emailing the CapOne EO about a CLI?
You know for sure lenscrafters will be automated? And wont they see they JUST gave me 10k on another account and decline? Also, lenscrafters has only 1500 on it, what should I ask for? Just when I think i'm done.....TNT comes in and gets my credit obsession blown up, yes that was a pun.
YAY, Makes me have a Happy start to a Monday to see.
LOL "Now, What about calling for a CLI on Lenscrafters!?"
It is an automated system, I would ask for $3-$4k through automated and it should counter. If you don't want to talk to anyone that is.
OH SORRY, I didn't see the rest of the posts!
CONGRATS for your new love of GE
Whyyyyyy Thank you! *bows*
I just want to say thank you to this forum. I applied for Care Credit Sept last year and received a 1000.00 limit which was nice but not near enough for what I needed. After seeing this post I called in and asked for 8000. After going through an automated system, a CSR and then someone else, I was approved for 8k!
Since my BK in 05 I have had very low "credit" self-esteem and it didn't help that Cap One couldn't see granting me more than a 500 limit, even after EO review. I am glad I took a chance and especially thankful for these boards to help rebuild my credit all these years to even make this approval possible!
BTW my scores went from 550 or so immediately after BK to 675/700 as of last week.
@clz123 wrote:I just want to say thank you to this forum. I applied for Care Credit Sept last year and received a 1000.00 limit which was nice but not near enough for what I needed. After seeing this post I called in and asked for 8000. After going through an automated system, a CSR and then someone else, I was approved for 8k!
Since my BK in 05 I have had very low "credit" self-esteem and it didn't help that Cap One couldn't see granting me more than a 500 limit, even after EO review. I am glad I took a chance and especially thankful for these boards to help rebuild my credit all these years to even make this approval possible!
BTW my scores went from 550 or so immediately after BK to 675/700 as of last week.
Congrats