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Established Contributor
Posts: 530
Registered: ‎07-28-2008
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Plum Card Approval

Hey Gang,
 
I figured I'd spread some good news here today. I was just approved for the Plum card by Amex. Do we have any Plum card holders in the house?
Equifax Fico 785 as of 01/18/2012
Established Contributor
Posts: 672
Registered: ‎07-05-2008
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Re: Plum Card Approval

Congratulations! I'd consider setting-up a small business just to get a Plum card. 2% back for paying on-time, I'd be fine with that!
Epic Contributor
Posts: 24,676
Registered: ‎10-23-2007
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Re: Plum Card Approval

My business just got the Plum last month but after running the numbers for 2% cash back or Membership rewards I get on the Gold card, the Gold card gives me about Double cash back vs. 2%.
So cancelled it.
but when you activate, I sure did like how they asked up front what you planned on spending and if that would work for amex so the card was never declined, the gold we had some issues in beginnning until we built history with how much we ran through it.
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 519
Registered: ‎05-09-2008
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Re: Plum Card Approval

how difficult is for your business to get approved for the Plum card?  Does it require a PG?
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Epic Contributor
Posts: 24,676
Registered: ‎10-23-2007
0

Re: Plum Card Approval

sorry that did sound confusing... amex cards are purely PG approved.
 
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 519
Registered: ‎05-09-2008
0

Re: Plum Card Approval



Creditaddict wrote:
sorry that did sound confusing... amex cards are purely PG approved.
 


hey creditaddict, thanks for the prompt response.  when they do a PG, do i take an inquiry hit on my personal credit report?
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Epic Contributor
Posts: 24,676
Registered: ‎10-23-2007
0

Re: Plum Card Approval

Yes EX
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 519
Registered: ‎05-09-2008
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Re: Plum Card Approval

[ Edited ]


Creditaddict wrote:
Yes EX


:smileysad:
 
then does the plum report to your personal CR as well?


Message Edited by aftermath on 08-28-2008 09:55 AM
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Epic Contributor
Posts: 24,676
Registered: ‎10-23-2007
0

Re: Plum Card Approval

none of the business amex cards report to personal unless you default.
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 519
Registered: ‎05-09-2008
0

Re: Plum Card Approval



Creditaddict wrote:
none of the business amex cards report to personal unless you default.



:smileysad:
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
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