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Poll: Experian Scores

Established Member

Re: Poll: Experian Scores


cobra19 wrote:

elix.........  I don't know about pulling an EXP score, but one thing I do know with absolute certainty:

 

You are never done with school.

 

 


 

hahaha you're right Smiley Sad
01.22.09 TU 673 EQ 681 EX 703
02.12.09 TU 752 EQ 671 EX 776
Message 11 of 38
New Contributor

Re: Poll: Experian Scores

Got mine today, and glad to see the increase from two weeks ago. I am going to get the others in a month.
11/26/10 -- EX 694 / EQ 674

03/29/09 -- EQ 701 / TU 713
03/03/09 -- EQ 696 / TU 699
02/12/09 --EX 705 - Final Experian Score
01/26/09 -- EQ 673 / TU 674 / EX 676
Message 12 of 38
Regular Contributor

Re: Poll: Experian Scores

I pulled mine yesterday - I had been holding off for a while so I took the plunge. I guess it wasn't worth it for EX because it hasn't changed in 7 months. Oh well.

Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


Take the FICO Fitness Challenge
Message 13 of 38
Established Member

Re: Poll: Experian Scores

I gave into temptation and pulled my scores Smiley Happy

Check the siggy!

01.22.09 TU 673 EQ 681 EX 703
02.12.09 TU 752 EQ 671 EX 776
Message 14 of 38
Moderator Emerita

Re: Poll: Experian Scores

Holy cats, that's fantastic!

I wouldn't mind carrying a 776 on EX into the Great Unknown. Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 15 of 38
Contributor

Re: Poll: Experian Scores

elixandrea  -   Are those FICO scores?  A 105 point variance in FICOs (EQ/EX) seems to be a pretty wild swing.  Just curious.
4/13/08 FICOs: TU 646 / EQ 583 / EX 623
2/06/09 FICOs: TU 708 / EQ 689 / EX 705
12/12/09 FICOs: TU 773 / EQ 737 / EX 761
Message 16 of 38
Established Member

Re: Poll: Experian Scores

I KNOW!!! I totally did the happy dance when I saw that! Someone had suggested googling coupons and I found one for 20% off so I went ahead and took the plunge. For some reason my balance wasn't updated on my Equifax though so my score dropped on that one. Who do I call to fix that? Discover More is soooooo calling me right now!
01.22.09 TU 673 EQ 681 EX 703
02.12.09 TU 752 EQ 671 EX 776
Message 17 of 38
Established Contributor

Re: Poll: Experian Scores

I did.  I hated to do it because I didn't want to pull until next month, saving the money and next month my CC debt will be reflected as paid off.  And I had to get all three because I wanted comparison points.  I really hated it. 

 

However I found that my EQ and EX are closer to 800 than ever before at 790.  TU is still lagging at 773.  Everyone pulls TU here!

4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Message 18 of 38
Established Contributor

Re: Poll: Experian Scores


Cyrion wrote:

I'm not going to pull experian. My current philosophy is if I do go get a loan for whatever reason I am going to ask them if they are going to pull experian and if they say they are I will tell them because of me not being able to get my scores from them I will not be able to make an informed decision about the loan they are offering me, so either pull TU or EQ or I will go elsewhere.

There are a huge amount of lenders out there, not all of them will pull EX. 


Unless of course you're going for a mortgage, in which case they pull all three.  

4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Message 19 of 38
Regular Contributor

Re: Poll: Experian Scores


woopah wrote:

Cyrion wrote:

I'm not going to pull experian. My current philosophy is if I do go get a loan for whatever reason I am going to ask them if they are going to pull experian and if they say they are I will tell them because of me not being able to get my scores from them I will not be able to make an informed decision about the loan they are offering me, so either pull TU or EQ or I will go elsewhere.

There are a huge amount of lenders out there, not all of them will pull EX. 


Unless of course you're going for a mortgage, in which case they pull all three.  


Yeah you can't help that,  but you know the middle score will either be one of the two you know or in between the two you know.

Message 20 of 38