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Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012

Poor Impulse Control...

I tried so hard to wait, but I couldn't!

 

Did the app for NFCU cashRewards last night and was approved for $5000 limit! My highest so far, so I'm not the least disappointed. Though I can't help but wonder if I'd have been granted a higher limit next month after lowering my utility. Either way, I'm in now so it can only get better, right!

 

I know people say this all the time, but I really have to thank this community for empowering me to take control of this area of my life.

 

myFICO rocks!

 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007

Re: Poor Impulse Control...

Congrats!

 

In my experience if you treat Navy Fed well they will reward you with higher CL's!!

 

 

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012

Re: Poor Impulse Control...

That's the plan! Thanks!

 

And their customer service is as great as everyone claimed


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Poor Impulse Control...

Congrats! No need to worry, they are great with CLIs so you'll be fine in the future, this card will grow and you got a great starting limit on a great rewards card. Prepare yourself for the greenie to show up. Lol by far the ugliest card design ever, but you gotta love nfcu

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012

Re: Poor Impulse Control...

lol, thanks Webhopper!  I'll probably be like the mother of a not-so-attractive child and think its the most beautiful card in the world lol


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: Poor Impulse Control...

Poor impulse control... hmmm....   I think that is a good name for this website:

 

myPOORIMPULSECONTROL  

 

That is ALL of us....  :smileyvery-happy:


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Poor Impulse Control...


crunching_numbers wrote:

Poor impulse control... hmmm....   I think that is a good name for this website:

 

myPOORIMPULSECONTROL  

 

That is ALL of us....  :smileyvery-happy:


hahahaha i like that!!HILARIOUS.. but true:smileyhappy:.. CONGRATS OP on the approval and high CL. how many INQs did ya have before you applied?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
annielorie
Posts: 1,207
Registered: ‎02-19-2012

Re: Poor Impulse Control...

agreed with all of the above comments got last puzzle in wheel last week keep pluging away for real and said it and walked out of room not sure if parents thhink Im a savant or just...


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012

Re: Poor Impulse Control...

I consider myself a pretty intelligent person, but for the life of me can't figure how to include other's comments in my replies...anywhoo...

 

 

TONS of inquiries. They pulled TU on me and I have 16 there in past 2 years. 11 this year and about 5 of those are from car purchase. The rest are from, well, poor impulse control...


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Poor Impulse Control...

hahaha dont feel too bad JOURNEY i just figured that out myself. just click on the comment you want to reply too and when the reply screen comes up theres a little blue botton right above this box to the right that says "QUOTE" its right beside SPELLCHECK, just click QUOTE and that will pull up the previous posters comment :smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

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