Looking to possibly add one of the two mentioned. I have a Chase BP gas card (not Visa) which I've had since August which I've used and paid above the minimum pymt.on time since. My scores right now are EX-696, TU-704, EQ-700. I've added MANY-10 new accts since Aug-6 of which are non-major CC's. And my highest reporting limit is $11k with approx 6% UTIL on all cards combined. Was hoping to get at least a 5K CL. How do my chances look? It's between Chase or another USAA card.
BUSINESS 
Not certain what another USAA card would do you; last I checked the rewards structures were pretty similar between them and none akin to Freedom / CSP.
CSP I'm not sure with what you posted: a bunch of new accounts recently is just suspect, especially as they sound somewhat junkish from your description. Adding another USAA card doesn't sound like it'd do you any good and might set you back further.
Freedom I suspect would have a much higher chance of approval. I'd wait till six months out from the August spree and be ready to recon those new accounts. That said, the Freedom and CSP have dramatically different reward structures, I'd look to see whether either made sense or if you're simply pursuing Chase to pursue Chase, or some other need for additional plastic.
I would suggest as I do to everyone: sit down and make a plan for what cards you want over time: junk tradelines which sit idle SD'd aren't of nearly as much value as quality tradelines which are actually used.
@Revelate: Not exactly sure what you mean by junkish, but guessing you're referring to either a toy limit or a junk card like FP or Credit 1. It's only quality cards with possble high limits that can grow that I'm after from here on. The reason I'm choosing chase is to get another quality card in my line-up. But NOT the Sapphire Preferred-just the regulaar Sapphire b/c I don't want the annual fee and I want the 2% for dinning out. I don't travel much or stay in hotels so no need for those kinds of rewards at the moment. An additional USAA card would be hopefully for a lower long-term rate (Rate Advantage M/C) and a possible higher CL to help even more with UTIL.
+2
The low limits and the number of new accts are begging to be aged.
Show positive usage, get some CLI's and consider apping for more if necessary, next year.
The low limits and the number of new accts are begging to be aged.
Show positive usage, get some CLI's and consider apping for more if necessary, next year.
@FinStar: Add USAA Plat. Visa Cash Rewards (10-16-13) with $11K CL to that list. My mistake was not letting that (USAA) report (which it recently has) before app-ing for the OCCU card b/c perhaps they would have given me a better starting limit. Given my relatively short recent revolving credit history, It looks to me as if they matched my Discover-2nd highest limit reporting at the time of approval.
Was sort of leaning in the same direction as everyone else (letting accts. age) but b/c I was on the fence wanted opinions first. For right now I'll just concentrate on CLI's on the existing accts. First up will be Discover in 2 weeks.