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Possibility on Chase UA?

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sqrt
Contributor

Possibility on Chase UA?

Just saw this UA 60K+50 statement credit offer..

I thought I ll garderning for a while since I got 4 cards in 3 months,

However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try

 

Here is some of my profiles:

I applied Chase UA at Jan 17 and got a reject. 

Next, I just got a Freedom at Mar 02...(and other 3 cards..)

Current FICO: EQ 648, EX 700, TU 710

AAoA: 1 year, longest: 2.3 years

 

Possibility?

 

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 1 of 10
9 REPLIES 9
sqrt
Contributor

Re: Possibility on Chase UA?

come on guys....opinions needed

any approval score?

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 2 of 10
john398
Senior Contributor

Re: Possibility on Chase UA?

Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon

Message 3 of 10
sqrt
Contributor

Re: Possibility on Chase UA?


@john398 wrote:

Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon


Yup I got a freedom last month..pretty new

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 4 of 10
Jake0215
Frequent Contributor

Re: Possibility on Chase UA?


@sqrt wrote:

@john398 wrote:

Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon


Yup I got a freedom last month..pretty new


My guess is probably not, But I seem to be a bit more cautious than others. When I received my CSP I used it heavily for a month always paid in full, about 5k total in 2 months now. I recently sent a secure message inquiring about another card with a chip for foreign travel. They said while my account was in good status and my scores from my last app were great I needed to wait the 6 months to be considered for another card. I know others have said this is a myth, however, the recent freedom app and your scores with probably result in a decline. Once you recon they wil probably say they need more time with you as a customer. I wouldnt waste the inquiry.


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Message 5 of 10
LS2982
Mega Contributor

Re: Possibility on Chase UA?


@sqrt wrote:

Just saw this UA 60K+50 statement credit offer..

I thought I ll garderning for a while since I got 4 cards in 3 months,

However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try

 

Here is some of my profiles:

I applied Chase UA at Jan 17 and got a reject. 

Next, I just got a Freedom at Mar 02...(and other 3 cards..)

Current FICO: EQ 648, EX 700, TU 710

AAoA: 1 year, longest: 2.3 years

 

Possibility?

 


I would say stay in the garden for a year. Too many new accts. and short history.




EQ FICO 548 3/3/16
Message 6 of 10
sqrt
Contributor

Re: Possibility on Chase UA?


@Jake0215 wrote:

@sqrt wrote:

@john398 wrote:

Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon


Yup I got a freedom last month..pretty new


My guess is probably not, But I seem to be a bit more cautious than others. When I received my CSP I used it heavily for a month always paid in full, about 5k total in 2 months now. I recently sent a secure message inquiring about another card with a chip for foreign travel. They said while my account was in good status and my scores from my last app were great I needed to wait the 6 months to be considered for another card. I know others have said this is a myth, however, the recent freedom app and your scores with probably result in a decline. Once you recon they wil probably say they need more time with you as a customer. I wouldnt waste the inquiry.


Thanks. Yup I don't want to waste the HP as well since I already had 11 for last 12 months. 

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 7 of 10
sqrt
Contributor

Re: Possibility on Chase UA?


@LS2982 wrote:

@sqrt wrote:

Just saw this UA 60K+50 statement credit offer..

I thought I ll garderning for a while since I got 4 cards in 3 months,

However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try

 

Here is some of my profiles:

I applied Chase UA at Jan 17 and got a reject. 

Next, I just got a Freedom at Mar 02...(and other 3 cards..)

Current FICO: EQ 648, EX 700, TU 710

AAoA: 1 year, longest: 2.3 years

 

Possibility?

 


I would say stay in the garden for a year. Too many new accts. and short history.


Ok. I saw your signature I might not apply until Mar 2013 as well then.

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 8 of 10
LS2982
Mega Contributor

Re: Possibility on Chase UA?


@sqrt wrote:

@LS2982 wrote:

@sqrt wrote:

Just saw this UA 60K+50 statement credit offer..

I thought I ll garderning for a while since I got 4 cards in 3 months,

However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try

 

Here is some of my profiles:

I applied Chase UA at Jan 17 and got a reject. 

Next, I just got a Freedom at Mar 02...(and other 3 cards..)

Current FICO: EQ 648, EX 700, TU 710

AAoA: 1 year, longest: 2.3 years

 

Possibility?

 


I would say stay in the garden for a year. Too many new accts. and short history.


Ok. I saw your signature I might not apply until Mar 2013 as well then.


+1

 

I would think your chances are very good to get it next year this time.




EQ FICO 548 3/3/16
Message 9 of 10
sqrt
Contributor

Re: Possibility on Chase UA?

Yup...I will close my citi AA that time and apply a chase UA...

freedom|forward|delta|spg|It|marriott|dividend|ua|aa|csp|typ
Message 10 of 10
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