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Just saw this UA 60K+50 statement credit offer..
I thought I ll garderning for a while since I got 4 cards in 3 months,
However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try
Here is some of my profiles:
I applied Chase UA at Jan 17 and got a reject.
Next, I just got a Freedom at Mar 02...(and other 3 cards..)
Current FICO: EQ 648, EX 700, TU 710
AAoA: 1 year, longest: 2.3 years
Possibility?
come on guys....opinions needed
any approval score?
Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon
@john398 wrote:Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon
Yup I got a freedom last month..pretty new
@sqrt wrote:
@john398 wrote:Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon
Yup I got a freedom last month..pretty new
My guess is probably not, But I seem to be a bit more cautious than others. When I received my CSP I used it heavily for a month always paid in full, about 5k total in 2 months now. I recently sent a secure message inquiring about another card with a chip for foreign travel. They said while my account was in good status and my scores from my last app were great I needed to wait the 6 months to be considered for another card. I know others have said this is a myth, however, the recent freedom app and your scores with probably result in a decline. Once you recon they wil probably say they need more time with you as a customer. I wouldnt waste the inquiry.
@sqrt wrote:Just saw this UA 60K+50 statement credit offer..
I thought I ll garderning for a while since I got 4 cards in 3 months,
However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try
Here is some of my profiles:
I applied Chase UA at Jan 17 and got a reject.
Next, I just got a Freedom at Mar 02...(and other 3 cards..)
Current FICO: EQ 648, EX 700, TU 710
AAoA: 1 year, longest: 2.3 years
Possibility?
I would say stay in the garden for a year. Too many new accts. and short history.
@Jake0215 wrote:
@sqrt wrote:
@john398 wrote:Do you have any other accounts with Chase? if you get declined you should have pretty good luck with a recon
Yup I got a freedom last month..pretty new
My guess is probably not, But I seem to be a bit more cautious than others. When I received my CSP I used it heavily for a month always paid in full, about 5k total in 2 months now. I recently sent a secure message inquiring about another card with a chip for foreign travel. They said while my account was in good status and my scores from my last app were great I needed to wait the 6 months to be considered for another card. I know others have said this is a myth, however, the recent freedom app and your scores with probably result in a decline. Once you recon they wil probably say they need more time with you as a customer. I wouldnt waste the inquiry.
Thanks. Yup I don't want to waste the HP as well since I already had 11 for last 12 months.
@LS2982 wrote:
@sqrt wrote:Just saw this UA 60K+50 statement credit offer..
I thought I ll garderning for a while since I got 4 cards in 3 months,
However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try
Here is some of my profiles:
I applied Chase UA at Jan 17 and got a reject.
Next, I just got a Freedom at Mar 02...(and other 3 cards..)
Current FICO: EQ 648, EX 700, TU 710
AAoA: 1 year, longest: 2.3 years
Possibility?
I would say stay in the garden for a year. Too many new accts. and short history.
Ok. I saw your signature I might not apply until Mar 2013 as well then.
@sqrt wrote:
@LS2982 wrote:
@sqrt wrote:Just saw this UA 60K+50 statement credit offer..
I thought I ll garderning for a while since I got 4 cards in 3 months,
However, the good thing about this offer is you don't need to spend $XXXX to get the reward, so I want to give it a try
Here is some of my profiles:
I applied Chase UA at Jan 17 and got a reject.
Next, I just got a Freedom at Mar 02...(and other 3 cards..)
Current FICO: EQ 648, EX 700, TU 710
AAoA: 1 year, longest: 2.3 years
Possibility?
I would say stay in the garden for a year. Too many new accts. and short history.
Ok. I saw your signature I might not apply until Mar 2013 as well then.
+1
I would think your chances are very good to get it next year this time.
Yup...I will close my citi AA that time and apply a chase UA...