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@cc29 wrote:Here's what they said when I emailed them to ask about it. I was unhappy about this because no one told me that they were going to do this. They made it seem like you would just get another card, not that you could be possibly denied. They also pulled EX, the one CR that already has too many inquiries.
"Thank you for taking the time to contact us about your Macy's account.
I am happy to review your request.
I am sorry, when we close an account before another account can be
opened we would have to pull another bureau to see whether or not you
would qualify to have another account opened.
I apologize for any inconvenience this may have caused you."
You might get it, dont worry.Macys is somewhat an easy card to get. Keep us updated.
I see that NEW applicants now have to present a major CC to even apply for FDS credit. It wasn't like this a few years ago (pre BK) when I had a "Lazarus" card. They were loose with CLI's, too.
Hi,
Just wondering if anyone has actually had an original account reinstated, or if you merely had an new account opened?
My definition of reinstatement is that a closed account was re-opened meaning that you keep the original date opened which would help your average account age.
Anyone actually had reinstatement as described?
Hi,
Did Macy's actually 're-open" your original account and report to credit your original trade line? Or did you end up with a new account?
Thanks!
Macy's doesn't actually reinstate the original account. They open a new account and remove the old derogs from the original TL if it still reports.