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Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

Valued Member

Re: Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

$1000 CLI from Citi on 2/25

$5000 CLI from BofA today

 

both soft pulls


Starting Score: 400's
Current Score: EQ 790 EX 782 TU 765 NOV 2013 (MYFICO SCORES)
Goal Score: All Above 800


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Senior Contributor

Re: Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

Bought Microwave from NewEgg today.

 

Bill Me Later - Denied for $500. 

NewEgg Store Card - Approved for $5600

 

Suprised by denial.   Suprised by high limit.

Super Contributor

Re: Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

BOA CLI $7000.  My highest credit line ever.  Now I expect AMEX to match it in July when I hit the luv button. 

Highlighted
Established Contributor

Re: Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

Well in the last month I have gotten...

 

American Express PR Green Card  "Approved"

Nordstrom Visa Signature  10K   "Approved"

Gap VISA   2050 --> 4550  "CLI"

Best Buy Store  3300 --> 4700  "CLI"

 

...and then...

 

"THE CHASE ULTIMATE SMACKDOWN!!"

 

Called in this morning (feeling confident) and requested an increase on one of my almost 3 year old Freedom cards (2k limit).  Declined!  Called BD number for an analyst...answered a few questions...DECLINED STILL!!  The analyst said they just approved my SWA card 6 months ago for 5k.  I'm at my limit with them now.  I was a little pissed as I do all of my banking with them.  Then after a while I realized my "confidence" was becoming arrogance and I need to STOP!!!  So I'm officially on KONA for a while thanks to a very nice analyst at Chase for bringing me back to reality...(and she really was very nice Smiley Happy).  Like others here I have more credit available than I will EVER use.  Time to find a new hobby...Smiley Very Happy

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k