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Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Post your surprising app and CLI responses - Chase approval - Rewards Chasers product

[ Edited ]

surprising app response:  Upon HP, denied an 1800 CLI on Chase Amazon Visa for sufficient credit,

 

 then approved for five figure CL Chase AARP :smileysurprised:

 

chasing rewards?  unlimited 5% on all purchases for 6 mnths.:  http://www.aarpcreditcard.com/Default

 

 

 

 

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
JaseT
Posts: 183
Registered: ‎05-06-2010

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

[ Edited ]

Even 5% CB on everything for 6 months isn't enough to tempt me to get into bed with Chase.


Starting Score 5/06/10: TU: 671 EQ: 633 EX: ???
Current Score 2/05/11: TU: 790 EQ: 782 EX: 745
Goal Score: 800


Take the FICO Fitness Challenge

PSECU Visa/PSL $20k - USAA Plat MC $11k - AMEX Premier Rewards Gold - AMEX Zync - Citi Diamond Preferred MC - Discover More $2.5k
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

[ Edited ]

JaseT wrote:

Even 5% CB on everything for 6 months isn't enough to tempt me to get into bed with Chase.


V. good point.

 

Not typically a rewards chaser here, so this is a test run to see how I like it, lol

 

+1000 on not trusting Chase as far as one can throw them.  They are about as shady as it gets of the majors IMO but figure if I keep them on a short leash- of course PIF and try to rack up some rewards the 1st 6 mos we *MAY* just get along, at least short-term... and wooing me with a generous starting CL is the language of luv :smileyvery-happy:

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
android01
Posts: 1,206
Registered: ‎09-22-2009

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

 


JaseT wrote:

Even 5% CB on everything for 6 months isn't enough to tempt me to get into bed with Chase.


+1.  Me neither.  Ever.  

 

EQ FICO - EQ08 - 850 - 6/17/14
TU FICO - TU08 - 850 - 6/17/14
EX FICO - EX08 - 850 - 6/17/14
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

[ Edited ]

-

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

Approved for Amex PR Gold in October.  At time of app, EQ FICO was around 650 (may have been 648 but I can't remember exactly now).  I had late payments that were almost, but not quite, two years old.  Don't know if that qualifies, but I was pleasantly surprised.  I wouldn't have even applied except that I needed a card with a higher limit for business travel and Cap1 denied my CLI request. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

 


score_building wrote:

Surprising app results anyone...? 


NFCU Visa, 5 figures CL, but not surprising.

 

IN VINO VERITAS.
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

 


JaseT wrote:

Even 5% CB on everything for 6 months isn't enough to tempt me to get into bed with Chase.


U'r so right.

 

IN VINO VERITAS.
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

[ Edited ]

Nice one!  Sometimes it pays to submit a "reach" app. :smileytongue:


Walt_K wrote:

Approved for Amex PR Gold in October.  At time of app, EQ FICO was around 650 (may have been 648 but I can't remember exactly now).  I had late payments that were almost, but not quite, two years old.  Don't know if that qualifies, but I was pleasantly surprised.  I wouldn't have even applied except that I needed a card with a higher limit for business travel and Cap1 denied my CLI request. 


If anyone else is willing to share any surprising app results or f/b about the actual OP product, thanks! :smileyhappy:

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: Post your surprising app and CLI response - Chase approval - Rewards Chasers product

[ Edited ]

Here's my most recent/ long shot app result.

 

Approved for Pen Fed Visa with 8 new accts in the past year :smileysurprised:  Wouldn't thought it possible (and don't advocate willy nilly app., they all serve a good purpose and were planned out well in advance as part of a building effort) but am of course over the moon with the result! (4 previous denials over 2+ yrs as a member)

 

Had thought build plan effectively excluded Pen Fed for a minimum of 12-24 months and possibly permanently due to number of TLs, am absolutely amazed and delighted having taken such a gamble.

 

Besides the new accts issue- clean report and reasonably strong stats overall (reported in Pen Fed survey thread) 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)

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