03-01-2011 01:41 PM
$1000 CLI from Citi on 2/25
$5000 CLI from BofA today
both soft pulls
03-01-2011 03:34 PM
Bought Microwave from NewEgg today.
Bill Me Later - Denied for $500.
NewEgg Store Card - Approved for $5600
Suprised by denial. Suprised by high limit.
03-01-2011 07:00 PM - edited 03-01-2011 07:03 PM
Well in the last month I have gotten...
American Express PR Green Card "Approved"
Nordstrom Visa Signature 10K "Approved"
Gap VISA 2050 --> 4550 "CLI"
Best Buy Store 3300 --> 4700 "CLI"
"THE CHASE ULTIMATE SMACKDOWN!!"
Called in this morning (feeling confident) and requested an increase on one of my almost 3 year old Freedom cards (2k limit). Declined! Called BD number for an analyst...answered a few questions...DECLINED STILL!! The analyst said they just approved my SWA card 6 months ago for 5k. I'm at my limit with them now. I was a little pissed as I do all of my banking with them. Then after a while I realized my "confidence" was becoming arrogance and I need to STOP!!! So I'm officially on KONA for a while thanks to a very nice analyst at Chase for bringing me back to reality...(and she really was very nice ). Like others here I have more credit available than I will EVER use. Time to find a new hobby...
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.